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The Power of Turning OFF

I grew up in Lima, Peru, during the 1980s, when terrorist attacks often targeted electrical towers, leaving us in the dark for hours; sometimes days. No lights. No television. No distractions. Just my... ...more

News

March 17, 20262 min read

The Power of Turning OFF

Where Did That Bill Come From?

By March, many retirees have received their first surprise of the year — a medical or prescription bill that didn’t look quite right. ...more

News

March 17, 20261 min read

Where Did That  Bill Come From?

Identifying Phishing Attacks

Phishing is a form of cybercrime in which cybercriminals deploy fraudulent communications to a user or organization that are created to appear to have come from a legitimate source. ...more

News

March 17, 20263 min read

Identifying Phishing Attacks

FINANCIAL FOCUS: What should you do with your tax refund?

It’s almost time for people to begin receiving their tax refunds. If you get one, what will you do with it? ...more

News

March 17, 20263 min read

FINANCIAL FOCUS: What should you do  with your tax refund?

Protect Your Family! Part 2

When Bill and Jane learned of Bill’s illness, they sought legal advice. The lawyer told them to put everything in joint tenancy, because “it is simple and avoids probate.” ...more

News

March 17, 20262 min read

Protect Your Family! Part 2

5 Tips for Pet Owners Preparing to Sell

In many Colorado households, pets are family. And when it’s time to sell, that love doesn’t disappear—it just needs a little planning. ...more

News

March 17, 20263 min read

5 Tips for Pet Owners Preparing to Sell

Estimated Taxes for the Self-Employed: How to Calculate Them (and Avoid Penalties)

If you’re self-employed, taxes aren’t withheld from your income automatically. Instead, the IRS—and your state—expect you to pay taxes throughout the year by making quarterly estimated tax payments. M... ...more

News

March 17, 20263 min read

Estimated Taxes for  the Self-Employed:  How to Calculate Them (and Avoid Penalties)

What do you do when you need to rush the start of Medicare?

Generally speaking, we plan when we will retire and we plan when we will be coming off an Employer Group Health Plan. ...more

News

March 17, 20262 min read

What do you do when you need to rush the start of Medicare?

Proper Fitting and Maintenance Matter

Two recent experiences prompted me to write on the importance of the proper fitting and maintenance of hearing aids. Treating hearing loss is extremely important due to its impact on health and well-b... ...more

News

March 17, 20263 min read

Proper Fitting and Maintenance Matter

Your Rights as a Taxpayer: Understanding the Taxpayer Bill of Rights

The Taxpayer Bill of Rights (TBOR) is a set of fundamental protections designed to ensure fairness, transparency, and respect in the U.S. tax system. ...more

News

February 16, 20261 min read

Your Rights as a Taxpayer:  Understanding the Taxpayer Bill of Rights

Publisher's Letter

Dawa Sherpa, Publisher

The holiday season is upon us. A time to express appreciation for the people, experiences, and opportunities that enrich our lives. As we take a moment to give thanks and celebrate with our families and our communities – let’s not forget the uniquely valuable small, local businesses that are at the heart of our communities.

In today’s fast-paced world, shopping has never been more convenient with online giants and big-box stores offering rapid delivery and low prices. But, unlike mass retailers, small businesses and local shop owners offer personal relationships, leading to better service and customized recommendations. Whether it’s a handmade candle or boutique clothing, these businesses offer a personal touch that can’t be replicated.


The holiday season is a crucial time for small businesses. Events like “Small Business Saturday” remind us to support the shops that keep our communities vibrant. But it’s important to continue that support throughout the year to ensure these businesses thrive.

This holiday season, when shopping for a gift, a service, or just a little treat for yourself, consider visiting our local businesses first. Every purchase makes a meaningful difference, helping build a stronger, more connected community for everyone.

Happy Thanksgiving,

Dawa

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