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Offered by: Wellyssa’s Well

“We are all complex, multidimensional organisms. We know that a physical ailment affects us emotionally. But left unattended, an emotional or spiritual wound can also become a physical ailment. All processes in this dynamic, multi-layered system occur at the same time; every event in every cell of our body is known to every other cell at the same time. Even our memories are stored, not only in our brain, but in every cell.” This is a quote by Stuart Alpert, from the Hartford Family Institute for Psychotherapy and Healing Arts.

For example: a child feels ignored by his parents. (Maybe they did ignore the child, maybe they didn’t – it doesn’t matter – what matters is how the child perceived, experienced and processed the events.) This boy learns that he is not important and withdraws, he makes himself small and insignificant, he turns his needs and desires inward.

As an energy healer I would see this boy, now an adult, has issues with the 1st chakra, grounding and belonging. Physically he may be clumsy, or develop problems with his feet and legs. The 3rd chakra, related to courage and personal strength, would reveal damage, blockage, or even malformation of the chakra.  is could manifest as an inability to stand up for himself, an aversion to participating with others, poor life choices and may lead to stomach and intestinal problems. I would also most definitely see 4th chakra issues of the heart.  e constant denial of his emotions might show up physically as heart trouble, the holding of breath or shallow breathing due to a slumped posture, or even pain in the mid back between the shoulders. And there would be relationship problems.

Ayurvedic Master, Doctor of Endocrinology, and acclaimed author Deepak Chopra writes: “When your emotional [fire] is strong, you are able to extract whatever is nourishing and eliminate the rest. The inability to metabolize emotions, produces just as much toxic residue as undigested food. Pent-up anger, long-held sadness, and lingering guilt are more debilitating for most people than problems with physical digestion.”

Emotional healing sessions will allow accumulated energies to be coaxed out of hiding and cleared from the energy body and the physical body. This process will leave you more clear-headed, less reactionary, and will provide a sense of peace and calm within you. In many cases, related physical conditions may improve, or resolve.

If you are ready to begin this deep work, call Wellyssa’s Well to get started – 720-732-5798.

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Offered by: Mackenzie Reshew, CPNP – Brighton Pediatrics, P.C.

During this time of year, many kids spend more time indoors instead of playing outside due to the colder weather and earlier sunsets. With increased time spent indoors many families may find their time spent on electronic devices increasing. It is important for kids to have limits and supervision with their screen time. Parents should be aware of what shows or movies are watched, what internet sites are accessed, and what information is shared on social media.

One way to monitor these is only allowing screen time – TV, computer, tablet, phones to be used in common areas like the living room or kitchen. Parents should become familiar with the shows, games, and social media sites before allowing their child or teen access to them. Electronic use in the hour prior to bed can also negatively affect a child’s quality and ease of sleep. Instead, this is a good time to encourage relaxing activities such as reading, coloring, journaling, stretching or talking with your child to catch up on their day. It is also recommended to set limits on the amount of daily screen time. For school-aged kids it is typically recommended to limit screens to 2 hours or less.

If you have any questions or concerns about screen time please feel free to reach out to your child’s primary care provider.

Please visit our website at www.brightonpeds.com for more info.

Brighton Pediatrics

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Offered by: Integrity Insurance – Lisa Asmussen

Now is the perfect time to learn about Medicare, if you have not ever had a one-on-one opportunity to learn, contact my office to schedule an individual Medicare 101. Learn about all the types of insurance you can consider for Medicare. Your choice should be tailored to your health, cost, and preference for providers.

Here’s a tidbit most people forget, – the Supplement type of insurance is available to update year-round. A recommended time to consider a review would be every 2-4 years. If health permits, and you can secure savings based on good health you may secure savings over what you pay now.

If you have made changes to your insurance this year, you may want to understand better how to use the technology available to manage your Medicare coverage. Regardless of carrier, I offer direction/education assistance for health insurance apps or websites. Would you like to know how to place an order for redeeming benefits that come with your insurance, or where you look to find out if you have earned ‘bonuses’ for taking good care of yourself? I can offer direction and help you to maximize your benefits.

Integrity Insurance

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Offered by: John Wilson, B.S., BC-HIS – Blue Ribbon Hearing & Tinnitus Center

For many years, one of my favorite sayings has been, “Repetition is a law of learning” or as a doctor friend of mine told me “Repetition is the language of the brain.” Even though I know this, I sometimes question whether I should repeat article topics. Based on a number of recent experiences, here are a few things that need to be repeated.

First, “Don’t stick anything in your ear smaller than your elbow.” Cotton swabs (Q-tips) often do more harm than good when put in the ear canal. The damage I have seen from bobby pins, cotton swabs, crochet hooks and pencils going through an eardrum is unforgettable. Most people don’t realize the distance from the opening of the ear canal to the eardrum is less than half the length of a Q-tip. Pushing a cotton swab into the ear canal can not only impact wax, it can also cause a ruptured eardrum, potentially leading to permanent conductive hearing loss. If you must use a cotton swab, just use it to wipe out the outer most part of the canal where wax naturally drains, and around the grooves and channels of the outer ear. Multiple people this week who came in with sudden onset hearing loss told me they used Q-tips, but didn’t “go in that deep,” and yet each one of them had wax impacted all the way to the eardrum.

Second, be cautious of putting any liquid or solution in the ear canal. The chemicals often recommended for ear cleaning, whether it be hydrogen peroxide or an over-the-counter solution such as Debrox (carbamide peroxide), promise to help remove wax and restore hearing. While these products can be good at softening and breaking down wax, they are not good a breaking down or removing layers of sloughed dead skin, foreign objects or debris. They can also damage otherwise healthy tissue. Liquid or moisture trapped between dead skin and living tissue can encourage bacterial or fungal growth. Multiple times in recent weeks, I have looked into an ear canal and found the skin burned by straight hydrogen peroxide. I have seen similar burns from solutions used for too many days or left in the ear too long. Hydrogen peroxide should be diluted with at least 50% clean, warm water before being put in the ear. Carbamide peroxide should be used according to instructions and is best when rinsed out.

Next, knowing what is happening inside the canal is also critical to proper care. Every time someone asks me what to put in ears to clean them, I respond, “Nothing until I look in the ear canal.” Last week I witnessed the worst-case scenario for someone putting solution in an ear without looking inside first. The patient described not being able to hear and decided it must be wax, so they put Debrox in the canal. The patient reported immediately experiencing extreme pain and the hearing got worse. When I looked in the canal, I saw a hole in the eardrum and severely damaged tissue in and around the eardrum along with drainage from the hole. There was severe trauma and infection after the solution went through the eardrum into the middle ear. They were referred to an ENT for medical treatment. In this case, seeing a professional BEFORE using liquid would have prevented some serious pain and damage.

Finally, treating hearing loss sooner than later is the best way to ensure hearing health later in life. Wearing hearing aids when needed decreases brain shrinkage, cognitive decline and the probability of dementia. Quality of life is better as speech understanding, hearing in noise, and general understanding is better for those who treat hearing loss sooner. Overall health is better for those who treat hearing loss and maintain an active social life.

Blue Ribbon Hearing & Tinnitus Center

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Offered by: Melissa Rippy – Rippy Insurance Agency / Allstate

Over the past few years, we’ve seen increases in the cost of fuel, the cost to build homes and even purchasing eggs at the grocery store. The year 2022 delivered the worst inflation we have seen in years, with an 8% average increase. This is almost double what it was in 2021.

Experts predict Colorado’s rise in health care premiums is the second highest in the US, only second to Georgia.

The buck doesn’t stop here! If you have an auto or home policy, you can expect increases on those as well. Since the pandemic, we’ve seen an increase in the number of drivers with NO insurance. Even though it is a law to carry liability insurance, there are many who go without. I’m still seeing temp tags on vehicles from 2022 and even 2021 and to this day, we talk to people that are having to choose between putting food on their table or insurance on their car. The impact of the increase of uninsured drivers trickles down and affects those of us that DO have auto insurance. Check the premiums being charged for this coverage and you’ll see for yourself how it has increased drastically in the past few years.

As far as homes are concerned, although the real estate market has slowed down with higher interest rates, the market value is still strong. The cost to rebuild a home today is more than it was five years ago, or even two years ago, for that matter. If you’re not reviewing your policies on an annual basis, make this a priority! You may identify gaps in coverage and discover that your replacement cost is not adequate to rebuild your home.

Call or text the Rippy Agency for your complimentary review.

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Offered by: Jennifer Bell – Bell Benefits, LLC

In thinking about what would be good information for all of you who read this publication, I keep coming back to the month of February and how it relates to love, hearts, red and pink, etc. Of course in my profession, I can think of so many things that I do which relate to this topic: loving your family and leaving a legacy with life insurance, putting your Will in place as a “Love Letter” to your family, etc.

But this time I would like to spend a moment on a topic that has been weighing on my mind, Heart Attacks. This is a health event that can happen to anyone at any age. Lately this has effected people that I know either directly or indirectly who are all different ages. With the highly talked about young football player recently having a heart attack during a game on live television, the chances of this sudden condition is on everyone’s minds.

Most of us have health insurance. This will cover you in the event you have any health condition. If your insurance is anything like mine, you have a deductible to meet and a max out-of-pocket amount that you’re responsible for. If you or a family member experiences a heart attack, this could cause you to meet your deductible and max out-of-pocket pretty quickly.

Insurance is all about protection. Because of this, insurance companies offer policies that are geared toward helping you pay for expenses related to a Heart Attack or Stroke. These plans will pay you money directly to cover your out-of-pocket expenses from a Heart Attack or Stroke. Out-of-pocket expenses like your deductible and max out-of-pocket. If you have a family history of heart attack or stroke or any questions on these types of policies, I can help. Please call me at 720-626-6524.

Jennifer Bell | Bell Benefits

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Offered by: Colorado Karate Club

The Beginner Karate class started just a few minutes ago, and during warm-ups I take the chance to check up with some of the parents watching class. I sit next to a couple whose seven year old son has been at the Dojo (karate school) for about 9 months and ask: “How is Jeremy doing?” Mom looks at me and says: “He is doing really well”, to which dad adds: “Yes, he is doing great, he is a completely different kid, thank you!”

We continued to chat for a few more minutes, then I went ahead to check with other parents, and I was very happy to get similar positive news. As I returned to the class in progress the phrase “completely different” kept resounding in my ears. I guess I was just fascinated at the thought of how we are able to change ourselves, our habits, our actions, and even our moods. I have seen similar transformations at every age, even adults. Many regain a certain vitality that was lost or dormant for years, others increase their confidence, physical ability, mental clarity, and even a renewed sense of purpose. It is a thing to behold.

As I thought about how people can improve so much, I was reminded of the other side of the coin. How many times have I encountered someone, or even caught myself saying: “Well, that’s just the way I am” or “That’s just me”. As if my habits and personality had been carved out of stone and was unable to ever change them.

Reviewing one of the “7 Habits of Highly Effective People” by Stephen Covey I recently mentioned to our students how they should try avoiding getting locked into a mental box. What I meant was that we often run our lives with phrases like: “I have to”, “I can’t”, or “I’m not good at”. When we do that, we put ourselves in a locked box from which we can’t get out. On the other hand, if we change our language to: “I choose to”, “How can I?”, “What would it take for me to”, we realize that we can be in full control of ourselves and of our future… if we choose to.

So just like Jeremy, could you become someone “completely different” in a better way? What would it take? And whenever you are tempted to excuse yourself by saying: “Well, that’s just the way I am”, follow it up with the following thought: “yes, that is me today… but tomorrow I choose to be better, I choose to be more positive, I choose to be more responsible, I choose to be more disciplined… I choose to be happier.” And so you will be.

Colorado Karate Club

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Offered by: General Ledgers

At General Ledgers we prepare business and individual tax returns, provide tax planning and consulting and we can represent taxpayers before the IRS. We also provide accounting and financial statements for small businesses.

This year there are a few changes to know about:

  • The child tax credit has rolled back to a limit of $2,000.00 per child.
  • The deduction for out-of-pocket classroom supplies for teachers has increased to $300.
  • Qualified business meals are 100% deductible for 2022, normally meals are only 50% deductible.
  • The Charitable Contribution deduction is no longer available to those who don’t itemize. But still include your donations because they may be deductible on your state return.
  • Taxpayers claiming the Earned Income Tax Credit or Additional Child Tax Credit will have delayed refunds. The IRS holds the refunds until mid-February to protect against identity theft & refund fraud.
  • The due date this year is Tuesday, April 18th, 2023.

Using licensed and experienced tax return preparers and accountants is always recommended to ensure accurate returns and to take advantage of all tax breaks. We’re here to make filing taxes easier and to maximize the money in your pocket!

You can visit our website for helpful tools and to subscribe to our newsletter. Please like us on Facebook to stay up to date on tax laws, office news and more!

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Offered by: Tim Roberts – Edward Jones

In the past year, we’ve seen some big swings in the financial markets. This volatility may make you feel as if you have little control over your investment success. But the truth is, you do have more control than you might think — as long as you don’t let fear guide your decisions.

Investment-related fear can manifest itself in a few different ways:

  • Fear of loss – Some investors may emphasize avoiding losses more than achieving gains. Consequently, they might build portfolios they consider very low in risk, possibly containing a high percentage of certificates of deposit (CDs) and U.S. Treasury securities. Yet, a highly conservative approach carries its own risk — the risk of not achieving enough growth to stay ahead of inflation, much less meet long-term goals such as a comfortable retirement. To reach these goals, you’ll want to construct a diversified portfolio containing different types of assets and investments — each of which may perform differently at different times. Your objective shouldn’t be to avoid all risk — which is impossible — but to create an investment strategy that accommodates your personal risk tolerance and time horizon.
  • Fear of missing out – You’re probably familiar with the term “herd mentality” — the idea that people will follow the lead of others for fear of missing out on something. This behavior is responsible for fads or the sudden emergence of “hot” products, and it’s also relevant to investing. In fact, herd mentality may contribute to sharp jumps in the financial markets as investors drive up prices by buying stocks to avoid being left behind. And the same may be true in reverse — when the market starts dropping, skittish investors may accelerate the decline by selling stocks so they, too, can get out before it’s too late. Buying or selling investments should be considered as needed to help advance your long-term financial strategy — not in response to what others are doing.
  • Fear of the unknown – Some investors fall victim to “familiarity bias” — the tendency to invest only in what they know, such as local or domestic companies. But this behavior can lead to under-diversified portfolios. If your portfolio is dominated by just a few investments, and these investments are fairly similar to each other, you could experience some losses when the inevitable market downturn occurs. To help reduce the impact of market volatility, it’s a good idea to spread your investment dollars across large and small companies in a range of industries and geographical regions. And that’s just on the equities side — it’s also wise to consider further diversifying your portfolio by owning bonds and government securities. (Keep in mind, though, that diversification can’t guarantee profits or protect against all losses.)
  • Fear of admitting failure – Some individuals don’t like to admit when they’ve been wrong about something, and they may continue the same failed activities, hoping for eventual success.  is behavior can be costly in the investment arena. Sometimes, a particular investment, or even an investment strategy, just doesn’t work out, but an investor is determined to stick with it — even if it ultimately means considerable financial loss. Don’t let this happen to you — if it becomes apparent you need to change your investment approach, move on to something better.

Fear can hold us back in many walks of life — but don’t let it keep you from making appropriate investment moves.


This article was written by Edward Jones for use by your local Edward Jones Financial Advisor.
Edward Jones, Member SIPC

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Offered by: Jan Hepp-Struck, Hepp Realty

February – the month dedicated to expressions of love…but when was the last time you showed your home a little love? Are there deferred maintenance issues you’ve been putting off because of limited time, money, or some other reason? Did you know that those seemingly little and/or annoying maintenance issues can be the warning sign, and even the precursor to more serious and costly repairs?

For example, if your roof is missing a few shingles it could lead to a leak, which could then lead to damaged ceiling and walls, and/or additional damage to the roof which could then result in needing to replace the roof. Or if you don’t properly maintain your water heater and it breaks causing your basement to flood, that could lead to floor damage, or loss of personal items. Some deferred maintenance issues like worn caulking on windows or cracks in drywall around windows can also be costing you additional money in higher energy bills in addition to the danger of potential rotting in the window frames, and even potentially in the walls around the window.

Many of these seemingly small issues, if addressed early when they will most likely cost only a few dollars and maybe some time on your part if you do it yourself, can save you thousands and thousands of dollars down the road by extending the life of major elements of your home and helping you realize more value from them in the long run. They can also go a long way towards helping you get a better sales price when the time comes to sell your home because deferred maintenance issues are going to have a negative impact on the home inspection and drag your home value down and potentially discourage buyers.

For proven expertise in establishing your home value and/or searching for a new or existing home, please call Jan at (303) 520-4340.

Hepp Realty