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Offered by: Scott and Lora Nordby, Berkshire Hathaway HomeServicesInnovative Real Estate

Most buyers want a move-in ready home that’s clean, updated, and functional, and they’re willing to pay more to get what they want. If you’re a seller refreshing your home for resale, or an investor intent on selling a remodeled home, you should know which updates will impress today’s homebuyers the most. Not all improvements will provide a return on investment, but the cumulative effect will definitely result in better offers from homebuyers.

  1. Update the finishes. Get rid of popcorn ceilings. If you have wood floors, pull up the old carpet and repair and refinish the wood. Update countertops in quartz or stone, which adds value. New appliances are always appreciated, especially if they have the latest features like induction stovetops.
  2. Reconvert the conversions. Conversions are usually awkward, such as garages turned into living spaces. The elevations are rarely the same, the driveway dead-ends, and there’s little protection for vehicles. If you’re selling a home that already has a converted garage, offer to reconvert on request as a bargaining tool.
  3. Paint neutrally. Nothing improves a home like fresh paint. If you’re not sure which neutral is best – gray, beige, white, or soft blue or greens, ask for opinions. A good source is your local paint store.
  4. Fix obvious problems. Buyers will open all drawers and doors, so fix the broken lock, the running toilet, the leaky faucet, the busted sprinkler head, the wobbly ceiling fan, the loose doorknob, picture hanger holes, and so on.
    Deep clean corners and touch up railings that may have dents and dings and chipped paint.
  5. Say “Welcome!” with curb appeal. Updated landscaping is one of the first positive things your buyers will see from the street. Fresh modern paint on the front door, a new welcome mat, potted flowers, shiny new porch lights all show pride of ownership – something you want your buyers to feel, too.

Inexpensive updates in lieu of the more durable and sustainable materials may cause buyers to wonder where else you cut costs. Here are five cheap “improvements” that won’t help you sell your home.

Single coat paint – A single coat of paint can leave a ghost of the previous color. It also never delivers the rich color and texture of carefully applied second coats.

Peel and Stick tiles – Nothing says cheap like peel and stick tile for floors or backsplashes. Yes, you can remove them, but real tile wears and looks better.

Faux Granite – What makes granite beautiful and the focal point of a kitchen or bath is the natural veins and spots of color. While some laminates and quartz closely copy granite, you’re better off choosing a solid neutral color for your countertop replacement and putting the wow factor somewhere else, like a decorative tile backsplash.

Acrylic one-piece shower/tub – It may look clean and new, but you don’t want your bathroom to look like it belongs in a motel. It’s disconcerting to feel the floor flex when you step in or out of the tub. Spend the money for a new porcelain tub, freshly grouted tile, and a contemporary glass door.

Painted outdated cabinets – Even a good paint job doesn’t update worn, outdated cabinets enough to impress homebuyers. Old cabinets don’t have the easy sliding drawers, pull-out shelving, and hidden hinges that are standard
features of modern cabinets.

Sometimes it takes money to make money. Sit down with your Berkshire Hathaway HomeServices Innovative Real Estate Realtor® and compile a list of the most important updates for your particular home. Call us at 303-905-8850 to talk with someone who is knowledgeable about real estate and your neighborhood.

Berkshire Hathaway

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Offered by: John Wilson, B.S., BC-HIS – Blue Ribbon Hearing & Tinnitus Center

On my grandfather’s eighth birthday, November 11, 1918, the end of World War I commenced as the allied forces signed a ceasefire agreement with Germany. (The war did not officially end until the Treaty of Versailles was signed the following year.) That date later served as a holiday known as Armistice Day for many years in the United States and is still celebrated in European countries. Following World War II, Armistice Day become Veteran’s Day in the United States and was created to celebrate all veterans. For a time, the date for the celebration was changed to the 4th Monday in October, but was changed back to its original date of November 11th in 1978 and has been celebrated since then.

Both of my grandfathers and both of my wife’s grandfathers were veterans who served in different capacities during WWII. Their lives and service have had a lasting impact on our family. As I have written previously, my wife’s grandfather lost a leg stepping on a landmine at Normandy following the D-Day invasion. This led to a lifetime of adaptation for him as he worked to provide for his family while wearing numerous different prosthetic legs. Due in part to the crudeness and imperfect fit of the devices, these adaptations led to other physical problems that plagued him the rest of his life.

In 1620, a group of settlers looking for a place to be free to worship and live their beliefs traveled to the New World.  These people, later known as pilgrims, had to adapt to a completely different environment, devoid of the familiar surroundings of England. They had to become acquainted with new foods and had to learn new methods to grow unfamiliar crops. Their success, due entirely to the kindness of the natives who taught them how to farm and survive in the new land, led to a feast and celebration of thanks that is historically recognized as the first thanksgiving.

Adaptation is a wonderful thing we as humans often do to overcome different challenges. Individuals with hearing loss and tinnitus often find ways to deal with it, such as turning up the TV louder, asking people to repeat, and so forth. Unfortunately, these adaptations do little to address the root of imperfect hearing. As such, these adaptations increase the likelihood of problems later in life, such as dementia. This is one reason it is recommended to treat hearing loss as soon as possible. Thankfully, we have moved past the crude hearing devices of the past, and with today’s advanced hearing aid technology, we can more effectively treat hearing loss and tinnitus.

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Offered by: City of Brighton Communications

Let’s see those floats dazzle in the return of the Festival of Lights Parade in downtown Brighton this December! The City of Brighton is accepting entries for its 26th Annual Festival of Lights Parade in downtown Brighton. Entry categories include equine/livestock, floats, motorized vehicles, musical acts, and bicycles.

In years past, the parade featured more than 75 fully-lit entries and beautifully highlighted the “Hometown Holiday Tradition” theme. This year’s parade returns to this tradition after the pandemic forced the City to pivot to a Santa Claus drive through Brighton last year.

“We are thrilled to bring back this beloved tradition for Brighton this holiday season,” said Gary Montoya, Events and Downtown Initiative Manager.

Set to start at 5 p.m. on Saturday, December 11, the nighttime parade is an event that all ages get to enjoy. The Festival of Lights features local groups, organizations, businesses, and families who will share the holiday spirit with the community. The parade starts traveling south on North Main Street and ends at City Hall. This event is sponsored by the City of Brighton and is free to the public to attend. More details to come when they become available.

For parade entry forms, guidelines, and more, click here. The deadline for entries is Friday, November 26.

If you have questions, please contact Susie O’Connor from City of Brighton Events at 303-655-2218.

City of Brighton

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Offered by: Abby Hughes, M.D. F.A.A.P. – Brighton Pediatrics, P.C.

Brighton Pediatrics recommends your child be vaccinated with both the Covid and flu vaccines! The Covid vaccine is the best way to protect your child from Covid-19, including the Delta strain. It’s also the best way to facilitate your child participating in extracurriculars and favorite activities since quarantine requirements are different for the vaccinated and unvaccinated. The flu vaccine is the best way to protect your child from influenza and its potentially serious complications.

Your child should receive the Covid vaccine when eligible, which is currently 12 years old and up (likely to soon include 5-11 year old’s), and their flu vaccine as soon as possible, for those 6 months and up.

Both vaccines offer the same protection whether given alone or together. Common side effects may occur from either or both vaccines, including soreness at the injection site, fatigue, headaches, body aches, and low-grade fever. These symptoms are mild and go away within one to two days. Please call Brighton Pediatrics at 303-659-4248 to schedule your child’s Covid and flu vaccines, or if you have further questions.

Visit our website at www.brightonpeds.com

Brighton Pediatrics

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I provide answers with an Annual Review of Medicare Coverage

Offered by: Integrity Insurance of Brighton

The Medicare Annual Enrollment Period (AEP) is going on NOW!! October 15 – December 7

Did you know you can schedule a free review to go over your current medical coverage benefits?
A review will let you fully understand your current benefits. New options with Medicare are revealed each year. Learning about plan benefits will let you make the most of your current coverage. Plus, you can find out about what’s in store for 2022.

Is my current Rx coverage, the plan that saves best for my medications?
I figure this out and let you know if you are making the most of your prescription options. This review might reveal significant savings opportunities.

Why is it so important to check my Rx coverage annually?
The main reasons are: your plan may change prices, your medication needs may change, the plan can change the coverage for your medicines, the plan can change and move you to a new plan, a new plan may be introduced that is a better choice. Finally, you only can change coverage during the annual enrollment period unless you have special circumstances. Looking over your coverage could keep you from surprise costs in January 2022.

Can I really compare my Medicare Supplement coverage to other coverage, to shop for price savings any time of year?
Yes that’s right, if you enrolled in a supplement a few years ago and haven’t checked in, to review your coverage, you may qualify for the same coverage at a more competitive price.

How long does the review take and what will it cost?
You may miss out on benefits that can save you money. Rules allow you to make changes only at certain times, not choosing can cost you next year. The review will take about an hour, my services are always at no charge. A review can be done on the phone, virtually, or with a face-to-face appointment!

Don’t delay, call Lisa today to follow up – 303-887-8584

Integrity Insurance

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Offered by: Melissa Rippy – Rippy Insurance Agency / Allstate

Grace Fletcher

My mom always says, “The days are long, but the years are short.”

I recently celebrated my 19th year in the insurance industry and I couldn’t agree with that statement more. Some of you know that I started out my career as a claims adjuster who investigated accidents with moderate to severe and catastrophic injuries. In 2013, my team and I opened the Rippy Agency, here in Brighton. We started our agency from scratch, which means, we had zero clients when our doors first opened. Since November 1st, 2013, we have met many families and individuals that we have the privilege to help insure what matters most to them, and many have become like family to us.

November is the return of our “Pie & Grace” event. For those of you who aren’t familiar with this, Grace was one of my most favorite clients who would call me throughout the year to make sure we were still giving away pie at Thanksgiving for our clients. She would always tell me the pie was her contribution to her family holiday meal. Grace passed away November 2nd, 2020, and with the permission from her family, we renamed our pie giveaway to “Pie & Grace.” On behalf of the Rippy Agency, thank you, for your trust and business to protect what matters most to you. We know you have a choice when it comes to the right insurance agency for you, and we are grateful for our clients who have kept us here after eight years in Brighton. This Thanksgiving season, don’t forget two things: Pie & Grace.

Allstate Rippy Insurance

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Offered by: Dolan & Associates, P.C.

With the holiday season approaching you may be considering making year-end charitable gifts to help those less fortunate or to support worthy causes. When making charitable gifts, you should put together an effective strategy to maximize the benefit to the charity, reduce the amount going to the IRS, and lower your cost of giving.

Give smart. Look at making a contribution of an asset that has appreciated in value. Giving appreciated stock directly to the charity avoids your tax on the gain. You can get credit for the full amount of the gift, the charity does not pay any tax, and less goes to the IRS. Your cost of the gift is reduced.

The Standard Deduction for married couples could be as high as $27,800 in 2021. If you don’t itemize your deductions, there may not be a tax benefit to your charitable giving. If so, consider making the gift directly from your IRA to the charity. It counts as an annual required distribution, and you don’t have to report the transfer as income. This effectively makes the gift deductible even if your deductions do not exceed the Standard Deduction.

Also, consider making all of your charitable gifts every other year. Bunching your annual gifts together can put the total over the Standard Deduction that year. You can also give several years to a Donor Advised Fund (DAF) this year. You then direct your regular annual gifting out of the DAF and make no gifts during the following years. The charity gets the same amount each year, but you get to take the deduction for the larger amount this year. If you’re not sure what’s best, contact your tax advisor.

Charitable giving is one of many important considerations when planning your estate. If you would like to learn about an estate planning process that is producing great results for families, visit www.EstatePlans atWork.com to sign up for a complimentary educational workshop.

Dolan Associates

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Offered by: UE Legacy Beef

Hi, friends! We know many of you might be hunters, and perhaps your family relies on wild game to help fill your freezer for the coming year. Unfortunately, success at hunting isn’t always a guarantee! Like the saying goes, “that’s why they call it hunting, not catching!”

If you had a tough year of hunting and came home empty-handed, we’re sure sorry to hear that. We know how disappointing that can be. It’s a big bummer to have an empty freezer!

Don’t worry! We’ve got you covered!
UE Legacy Beef is as natural as wild game! We provide all-natural, premium Colorado grass-fed beef, with both grass-finished or corn-finished options. Our beef is pasture-raised with no hormones, steroids, or antibiotics.

Even if you’re not a hunter and your freezer is getting empty, we’d love to help you out, as well!

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Offered by: Thollot & Co.

Initially, the Black Friday diamond earring event at Thollot & Co. was little more than a message to previous diamond stud earring customers. It was a reminder of the store’s policy of allowing customers to trade in their previously purchased earrings for the full price paid, toward a new pair of the same or higher value.

The message was simple; the store has built up a great selection of diamond stud earrings for the holiday shopping season and the selection will dwindle as we progress through the year-end.  That makes it a great time to upgrade. It turned out to be a message that resonated with an audience looking for deals that maximize their hard-earned holiday dollars. Soon the savings was extended to trade-in earrings that weren’t purchased from the store, with a 20% bonus paid over normal customer jewelry purchase pricing.

The event has become so popular that designers have taken notice and now contribute to special purchase pricing on select diamond earrings available in the store. Special Purchase one carat diamond stud earrings are back again this year for $999. These are limited stock and will sell out quickly.

The Annual Diamond Earring Event at Thollot & Co. starts the week after Halloween and ends on Black Friday. This year will include their entire inventory of diamond earrings with discounts up to 50% off! Buy now and pay over time with
special financing available for 12 months on purchases over $999 with approved credit. Contact the store for details.

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Offered by: Tim Roberts, Edward Jones

Tim Roberts, your local Edward Jones financial advisor, is supporting the Colorado Toys for Tots program by using his office as a drop-off location for this year’s toy drive.

Local residents may help needy children in the area by bringing in a new, unwrapped toy to the office, 129 South 4th ave, during regular business hours beginning now through 12/03/2021. Monetary gifts cannot be accepted.

“With the holiday season around the corner, we are all getting ready for the festivities,” Tim said. “And as this is the season of giving, now is a great time to remember the less fortunate in our community.”