
Every fall, it’s easy to focus on doctor visits and flu shots—but your Medicare plan deserves a checkup, too. Just like your annual physical helps you stay healthy, reviewing your coverage each year can protect your wallet and your peace of mind.
The Annual Enrollment Period (AEP) runs from October 15 through December 7, and it’s your once-a-year opportunity to make sure your plan still fits your life. Maybe your prescriptions changed, your doctor joined or left a network, or your plan’s costs or benefits have shifted. Even small updates can have a big impact in the year ahead.
At Headwaters Health & Wealth, our Medicare reviews are always free, with no obligation, just honest guidance from a local team that knows the plans, the carriers, and the changes coming for 2026. We’ll compare your current plan against other options to ensure you’re not missing out on benefits or paying more than necessary.
This is also the time of year when many drug plans adjust formularies or cost-sharing, so reviewing your prescriptions now can help prevent unpleasant surprises at the pharmacy come January.
Think of it as your coverage checkup – no co-pay, no waiting room, and no confusion. Just clear answers from people you can trust.
To schedule your free Medicare review, call Headwaters Health & Wealth or join one of our in-person or virtual Medicare education sessions. You’ll head into the new year confident your plan is working for you.
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We do not offer every plan available in your area. Currently we represent 10 organizations which offer 106 products in your area.Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program(SHIP) to get information on all of your options.

Let the sun shine, the fireworks sparkle, and the flags wave!
As we celebrate our 250th year of independence and the freeedom that it affords, The Brighton Buzz is proud to continue its partnership with the local businesses/ organizations we serve. For 21 years we have offered products, services, and opportunities to enhance our readers’ lives.
We hope you are enjoying or soon embarking on a well-deserved vacation, working on projects that aren’t impossible to finish, or just soaking in the summer weather with the many outside activities Colorado has to offer.
Whatever the case, we wish you the best during these fleeting summer days and hope that you can create some experiences to remember. If you’re looking for something unique, check out our back cover for upcoming events in the Brighton area.
And, as we head into our twenty-first year, we strive to continue servicing our community and look forward to bringing you all that Brighton, Fort Lupton, Henderson, Commerce City (Reunion area), Lochbuie, Hudson and Keenesburg have to offer.