Medicare’s Annual Enrollment period is right around the corner, running from October 15 through December 7. During this time, beneficiaries can review and make changes to their Medicare Advantage (Part C) or Prescription Drug (Part D) plans. September is the ideal time to get ready. (Steer clear of the misleading TV ads, we can offer reliable information about programs you may qualify for – there is nothing offered on a TV ad that a local professional agent cannot offer, explain and service.)
Start by reviewing your current Medicare plan—whether it’s Original Medicare, a Medicare Advantage plan, or a Part D Prescription Drug plan. Make note of your current coverage and out-of-pocket costs. It’s also key to make a list of your current medications, preferred doctors and hospitals. If you’d like to get a review you can click our link to provide your information through our HIPPA compliant link.
Then watch your mailbox for the Annual Notice of Change (ANOC) from your current plan. These typically arrive mid to late September. This important document outlines any changes in your Medicare Advantage or Prescription(Part D) Plan. You’ll want to check whether your preferred doctors, hospitals, and prescriptions are still included. Also costs of services will likely change for different aspects of care. Changes to coverage accepted at some facilities is likely this coming year.
If you’re happy with your current plan and the 2026 changes, no action is needed.
If you’re unsure about your options or want to verify current coverage or change coverage, free help is available. Our services are never a cost to you, so please don’t hesitate to call (303) 887-8584. You can also either scan the QR code and attend one of our in-person or virtual seminars. Or use the Review QR code to schedule with our licensed agents, submitting the information will trigger a call from us to set up your individual consultation.
Taking time now to prepare can save you money and ensure you get the best care in the year ahead with the least amount of stress as we navigate this year’s Medicare choices.
The holiday season is upon us. A time to express appreciation for the people, experiences, and opportunities that enrich our lives. As we take a moment to give thanks and celebrate with our families and our communities – let’s not forget the uniquely valuable small, local businesses that are at the heart of our communities.
In today’s fast-paced world, shopping has never been more convenient with online giants and big-box stores offering rapid delivery and low prices. But, unlike mass retailers, small businesses and local shop owners offer personal relationships, leading to better service and customized recommendations. Whether it’s a handmade candle or boutique clothing, these businesses offer a personal touch that can’t be replicated.
The holiday season is a crucial time for small businesses. Events like “Small Business Saturday” remind us to support the shops that keep our communities vibrant. But it’s important to continue that support throughout the year to ensure these businesses thrive.
This holiday season, when shopping for a gift, a service, or just a little treat for yourself, consider visiting our local businesses first. Every purchase makes a meaningful difference, helping build a stronger, more connected community for everyone.
Happy Thanksgiving,
Dawa