Turning 65 is a big milestone — and for many, it also means becoming eligible for Medicare. But here’s a little-known fact: if you’re already receiving Social Security benefits when you hit 65, you’ll be automatically enrolled in Medicare Parts A and B. So, if you have work insurance, that is as good as Medicare you can return the card and delay if that makes the most sense. (not sure how to evaluate, give us a call)
However, if you’ve chosen to delay claiming Social Security (often to maximize future benefits), you must actively sign up for Medicare during your Initial Enrollment Period (a seven-month window that starts three months before your 65th birthday) if you do not have coverage with your work or your spouse’s work, that is as good as Medicare.
Most have friends and relatives trying to be helpful but often they have differences in their situation. The best part is you have access to a no-cost resource that will provide reliable information about your situation, steering you clear of any enrollment mistakes. Don’t assume everything is automatic — missing an enrollment window or enrolling prematurely can lead to some expensive surprises.
We have years of experience and can help empower you with the information you need to make the best healthcare selection for your needs and budget. Our services are never a cost to you, so please don’t hesitate to call our office and schedule an appointment (303) 887-8584. You can also scan the QR code and attend one of our in-person or virtual seminars to learn more.
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We do not offer every plan available in your area. Currently we represent 10 organizations which offer 106 products in your area.Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program(SHIP) to get information on all of your options.
The holiday season is upon us. A time to express appreciation for the people, experiences, and opportunities that enrich our lives. As we take a moment to give thanks and celebrate with our families and our communities – let’s not forget the uniquely valuable small, local businesses that are at the heart of our communities.
In today’s fast-paced world, shopping has never been more convenient with online giants and big-box stores offering rapid delivery and low prices. But, unlike mass retailers, small businesses and local shop owners offer personal relationships, leading to better service and customized recommendations. Whether it’s a handmade candle or boutique clothing, these businesses offer a personal touch that can’t be replicated.
The holiday season is a crucial time for small businesses. Events like “Small Business Saturday” remind us to support the shops that keep our communities vibrant. But it’s important to continue that support throughout the year to ensure these businesses thrive.
This holiday season, when shopping for a gift, a service, or just a little treat for yourself, consider visiting our local businesses first. Every purchase makes a meaningful difference, helping build a stronger, more connected community for everyone.
Happy Thanksgiving,
Dawa