Redeem any unused Over the Counter product benefits if provided on your plan. These typically expire at the end of the year.

Follow up about redeemable benefits for completing preventive care. Many advantage plans have rewards that can be requested in the form of gift cards if you have done a wellness check or other preventive procedures. Some can be used for 30 days after the year-end check with your insurance company.

Consider refilling prescriptions before year end, especially if you will be changing coverage or providers in the new year.

If you have enrolled in a new medical or prescription plan, become familiar with it to get off to a fresh start in the new year. Consider taking advantage of mail order pharmacy if it meets your needs.

New Medicare Prescription Payment Plan – this might be helpful if your Medicare Rx needs are very costly at the start of the year. By contacting your Medicare Rx company you can smooth your payments over the year. (scan QR code on ad for details)

Born in 1960 or after, your Full Retirement Age for SS is age 67. The Medicare age is still 65. Unless you have employer insurance, signing up is advisable to avoid penalties.  If you would like assistance learning more about rules or applying for Medicare, we offer this complimentary service.

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We do not offer every plan available in your area. Currently we represent 10 organizations which offer 106 products in your area.Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program(SHIP) to get information on all of your options.