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Offered by Jim Vincent, Vice Chairman of the Colorado Elk’s Leather Program

The Brighton Elks have begun their annual big game hide collection to benefit Our Nation’s Veterans. Local hunters have the opportunity to lend a helping hand to Veterans in need. The Elks are collecting deer, elk and other animal hides which will be tanned and made into fingerless wheelchair gloves that will be given to Our Nation’s wheelchair bound Veterans. In addition, the Elks run a program where tanned leather is made into craft kits which are distributed through the VA Hospital and clinic system. This drive is part of a nation-wide leather program that the Elks have been operating since 1948. “So Long as There Are Veterans, the Benevolent and Protective Order of Elks Will Never Forget Them.

Once the hides are donated, volunteers clean, salt, fold and stack them. They are then transported to tanneries for processing. A portion of the leather is made available in craft kits provided to Veterans through the VA clinic and Hospital system. Over 50% of the leather is made into fingerless wheelchair gloves for disabled Vets and distributed through the VA system by representatives of the Elks. The program is 100% funded by the Elks, all at no cost to Veterans or the government. Hides can be dropped off at: Brighton Elk’s Lodge, 101 N. Main St., Brighton, CO. Please place the hides in the hide container located next to the metal building in the Elk’s parking lot behind the building.

For more information, contact Jim Vincent, Chairman of the Colorado Elk’s Leather Program at jim.vincent@live.com

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Offered by Dolan & Associates, P.C.

Here is the final segment of the top 10 common mistakes people make when they die:

Misunderstand Beneficiary Designations. Beneficiary designations are often used in planning but can have unintended consequences if misunderstood. Beneficiary designations override the instructions left in your will or trust. They also do not allow flexibility for unforeseen changes like a child who predeceases you, which can unintentionally disinherit grandchildren.

Fail to Plan for Disability. Another common mistake is failing to plan for a mental disability. Not planning for a possible mental disability can create significant problems for those who will be responsible for taking care of you. Caring for a person with a disability is hard enough, but having to overcome the legal challenges caused by a lack of planning can simply be overwhelming and increase complexity upon your death.

Fail to Discuss Matters with Their Family. Communication is critical to a successful transition upon your disability or death. Failing to share information and discuss matters or plans with your family puts everyone at a disadvantage. Studies have shown there is a 50% chance that you will need care before you die, so have the conversation with your family before it is too late. Sharing openly with your family may be the single largest component in producing a smooth transition upon your disability or death.

Don’t let your family be the horror story everyone talks about when they get together for coffee. Take the steps necessary to avoid these common mistakes so that things will go smoothly when you die. Visit online: www.EstatePlansThatWork.com for additional resources.

Dolan

Click here to view Dolan & Associates on The Brighton Buzz Business Directory

Dolan & Associates | Estate Plans

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Brighton Grows Offered by: City of Brighton Public Information Office

Given the right conditions, great things can grow. Things like shops, restaurants – even ideas! Here in Brighton, we’ve cultivated an environment that allows business and families to not only grow, but to flourish.

To help promote the growing environment we’ve created, the city has partnered with the Brighton Chamber of Commerce and Brighton Economic Development Corporation to launch the #ItAllGrowsInBrighton brand campaign.

Through the It All Grows in Brighton campaign, we hope to showcase the city’s strengths, quality of life, educational systems, cultural arts, and residential, historical, and recreational assets in a cohesive and unified way.

To launch the campaign, you may have noticed something different about downtown Brighton. At the end of August, the light pole banners received a makeover now displaying the It All Grows in Brighton branded banners.

In upcoming months, you may see various ads around town, and in our awesome local publications (like this one!) and regular social media outreaches expounding upon the campaign, and how the community emulates the numerous definitions of what grows in Brighton. Make sure to join the conversation by using #ItAllGrowsInBrighton!

We invite you to stop by for a visit and see what how you may be able to grow with us! To learn more, visit www.itallgrowsinbrighton.com

Note: Thank you to the Brighton Lodging Tax Grant Committee that helped us to afford professionals such as O’Brien Advertising for creating this campaign.

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Offered by Dr. Jim Campbell

If you’ve been reading my thoughts about your good health here in The Buzz for the last 10 years, you know I believe in getting you out of pain and discomfort, quickly, without causing you further pain, without causing your body any harm.

In order to change any suffering or discomfort you may be in you have to take that internal dialogue you’ve been having with yourself— you know, that “maybe it will get better” , “maybe it will go away” or “nothing will really work” self-talk you’ve been programming yourself with—and you have to have an external conversation. You need to talk about your pain or discomfort with someone who will actually LISTEN to you. AND that someone has to have the tools, experience and track record to be able to translate what you are saying about your pain and discomfort into ACTION STEPS that produce POSITIVE RESULTS for you!

After 34 years as a Doctor of Chiropractic and 13 years in LASER HEALTHCARE, and treating thousands of people of all ages and many hundreds of your animals as well (yes, I am a Certified Animal Chiropractor), I can honestly say that with over 2000+ hours of post-graduate study in pain relief, I can help you change your life. AND I LISTEN as well as care for you.

My wife of 28 years, Molly, and I formed Beyond Basic Health to provide leading edge holistic healthcare for our patients and clients. Each person who comes to us is unique. We do not believe in “cookie cutter” approaches to addressing what’s bothering you. But we can’t help you with your pain, your discomfort, your weight loss goals or your desire to lose fat and inches safely and effectively if we don’t have meaningful conversations with you.

We know you are out there! You need to make the call to us in order for us to LISTEN and DO SOMETHING for you!

Call me, Dr. Jim Campbell at 303-775-0272. I answer my own phone and I want to talk with you to help you get out of pain. Molly and I both want to talk with you if you are looking to lose fat and inches the non-invasive way with our Zerona Z-6 Fat Emulsifying Laser!

Click here to view Beyond Basic Health on The Brighton Buzz Business Directory

Beyond Basic Health

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Offered by Melissa Rippy, Allstate Rippy Insurance

We’d like to once again extend a special thanks to everyone that attended our client appreciation luau at Donelson Park. We enjoyed a beautiful day with all of you surrounded by amazing music from the talented band “Dear Marsha”, our co-sponsors and vendors, and YOU! We were amazed at the amount of food we collected at our Luau! Your generosity on this day allowed us to deliver 17 large bags full of food to local food pantries. THANK YOU.

A special thank you again to the Shields Petersen Group with Coldwell Banker, Mile Hi Balloons, Red Bull, Colorado Karate Club, Stage Right Home Staging, Representatives from the City of Brighton, Pampered Chef, the US Army Brighton Army Recruiting Center, Macaroni Kid of Brighton and Henderson, Mountain States Lending, Norwex, Juggernaut Fabrication, Skull & Stones, Happy Health Human and Longmont Dairy. Each of these sponsors had a tent for our attendees to check out products and services and ask questions about our community. We sincerely appreciate their effort to help bring this luau to you!

Through the month of September, we are partnering with the 27J School District as a drop location for school supplies. All donations will receive a spin on our prize wheel for a chance at a free pizza, Philly Cheese Steak, Smoothie or Cold Stone Ice Cream! The Rippy Agency is also returning as a sponsor for the Heart for Hearts 5k at Adams County Regional Park on September 2nd, as well as the 6th Annual Turtle Trek 15k/5k on September 16th at Barr Lake. We hope to see you there!

Melissa Rippy

Click here to view Melissa Rippy, Rippy Insurance on The Brighton Buzz Business Directory

Melissa Rippy, Rippy Insurance

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Economists thought inflation would pick up. Guess again.

Offered by T. Lloyd Worth

The Consumer Price Index has advanced less than 2% in a year. Mortgage rates are still near historic lows. Low inflation remains even in this economic recovery, which may make the Federal Reserve reconsider its near-term timeline for normalizing monetary policy.¹

Interest rates on certificates of deposit? They are rising, but hardly as fast as savers would like.

Currently, CD investors are paying an opportunity cost. Consider the recent performance of the S&P 500. During the first half of 2017, the equity benchmark advanced 8.2%, and may end 2017 with a sizable double-digit gain.²

The average annual percentage yield on a 2-year CD was slightly above 1.5% in mid-July; 12-month inflation was running at 1.6% in June. Interest rates on 3-year CDs are currently topping out around 2.00%, and the best rates on 5-year CDs are still under 2.5%. Conservative investors who feel uneasy about placing their money in stocks have little to celebrate given these low rates of return.¹ ³

CD investing is about more than the return. It can deliver liquidity, protect principal, add diversification to a portfolio, and it can be a welcome refuge for assets if stocks enter a bear market.⁴ In case of bank failure, the Federal Deposit Insurance Corporation can insure as much as $250,000 of the value of a CD (the $250,000 insurance limit is per depositor, not per investment or account type).
What is a CD investor looking for today? Downside protection? Principal protection? Liquidity? A CD investment is structured to offer all that in any stock market climate. Using a CD to invest for growth, however, looks like a highly questionable choice today. Talk to your financial advisor to determine the strategy that best fits your needs.

T. Lloyd Worth may be reached at:
(303) 558-0214
or by e-mail at:
Lloyd.Worth@LPL.com
WorthFinancialPartners.com



The Standard & Poor’s 500 Index is a capitalization-weighted index of 500 stocks designed to measure performance of the broad domestic economy through changes in the aggregate market value of 500 stocks representing all major industries. The Standard & Poor’s 500 Index is an unmanaged index which cannot be invested into directly. Unmanaged index returns do not reflect fees, expenses, or sales charges. Index performance is not indicative of the performance of any investment.
This material was prepared by MarketingPro, Inc., and does not necessarily represent the views of the presenting party, nor their affiliates. This information has been derived from sources believed to be accurate. Please note – investing involves risk, and past performance is no guarantee of future results. The publisher is not engaged in rendering legal, accounting or other professional services. If assistance is needed, the reader is advised to engage the services of a competent professional. This information should not be construed as investment, tax or legal advice and may not be relied on for the purpose of avoiding any Federal tax penalty. This is neither a solicitation nor recommendation to purchase or sell any investment or insurance product or service, and should not be relied upon as such. All indices are unmanaged and are not illustrative of any particular investment.Securities and Advisory services offered through LPL Financial, a Registered Investment Advisor, Member FINRA/SIPC (www.finra.org / www.sipc.org)Citations.
¹cnbc.com/2017/07/14/lack-of-inflation-raises-new-doubts-about-fed-ability-to-hike-interest-rates-this-year.html [7/14/17]
²barchart.com/stocks/indices#/viewName=performance [6/30/17]
³bankrate.com/cd.aspx [7/17/17]
⁴fdic.gov/deposit/covered/notinsured.html [5/8/17]


Click here to view Worth Financial Partners on The Brighton Buzz Business Directory

Worth Financial Partners

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Offered by Arlene Castro, iGo Realty

From Buying to maintaining a home here are seven ways to make it a greener experience:

  1. Consider buying a home closer to where you work. Although the gas mileage cars offer today is better than in the past, think of energy saved in a shorter commute.
  2. Invest in a home energy audit to make your home as energy efficient as possible.
  3. When comparing homes, consider the impact of trees. Large deciduous (leafy) trees are great natural climate controllers. In the summer, their leafy branches block the sun and help keep your home cooler (reducing cooling costs). In the winter, the bare branches let more natural light and heat through to your home (reducing heating costs).
  4. If the property lacks trees, talk to a local landscape professional to determine the best kind to purchase, and the proper placement.
  5. Whether it’s your current home or one you’re considering, if the home has a large (and thirsty) lawn to water, consider replacing some of that lawn with xeric (dry) landscape design. If you have a HOA check with them first. For more information on this subject go to: www.ext.colostate.edu/pubs/garden/07228.html then click on yard and garden.
  6. Consider Energy Star homes. Energy Star is an energy efficiency certification program run by the EPA. Typical energy savings are estimated between $200 and $400 a year.
  7. Even if a home isn’t Energy Star rated, most commonly purchased home appliances (refrigerators, lighting, computers, televisions, clothes washers, dishwashers and air conditioning units) carry the Energy Star rating. Be sure your next replacement is Energy Star rated. For more information visit: www.energystar.gov

If you are considering buying or selling a home and you want to buy or update your home to be more Energy Star friendly contact iGo Realty for a FREE report at (303) 857-5056.


Click here to view i Go Realty on The Brighton Buzz Business Directory

i Go Realty

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Offered by Wes Bear, Concealed Carry Workshop

Our mission:
To provide the required training to every law-abiding citizen that wants to obtain a concealed handgun permit in Colorado. Provide that training at a time and place that suits the recipient of it. To provide that training at a reasonable cost, so that everyone can afford the training required to apply for their permit to carry.

Our philosophy:
It is law-abiding citizen’s right to bear arms, to protect themselves and those they care about. It is a law-abiding citizen’s responsibility to get enough training to not be a danger to themselves or to our society.

Concealed_Carry_WorkshopOur logo:
The flag represents the constitution, which protects all of your rights. The eagle embodies the concealed carry lifestyle of being self-reliant, confident and responsible. The blue stars are our classes (some larger, most small), providing law-abiding citizens with the knowledge, skills and attitude necessary to be responsibly armed Americans.

Our classes:
I offer 3 levels of instruction (depending on what you want/need) that include the required basic training certificate needed to apply for your permit to carry. You can learn more about the levels of training I offer on my website: www.ccworkshop.co

If you have questions you can email me anytime at: wes@ccworkshop.co Call me today at 720-984-2290 to find out how you can obtain a Colorado concealed handgun permit and/or become a more responsible gun owner.

Click here to view Concealed Carry Workshop on The Brighton Buzz Business Directory

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Offered by Whitney Branch, Brighton Family Counseling

Women today are moving through life stressed-out and exhausted more often than not. So many of us struggle to find the time and energy to care for ourselves well. Busy-ness can even be seen as badge of honor for women these days, leaving us exhausted with a nagging sense that we are not enough. While stress certainly impacts men as well as women, research suggests that women are more likely to doubt our own capacity to cope with the stress in our lives. As nurturers, many women will also choose to care for the needs of others while neglecting our own.

At Brighton Family Counseling we are passionate about helping people move toward more full and authentic lives. We provide the practical tools and safe space our clients need to cultivate inner strength, so they can face the demands of life with a sense of hope rather than anxiety and dread. One of the ways we do this is through our counseling groups, which foster connection between individuals who are going through similar struggles in life. Beginning September 21, we will be offering a 6 week empowerment group for stressed out women. We will cover a variety of topics from perfectionism and self-doubt to gratitude and joy, using Brene Brown’s book, “Gifts of Imperfection” as a guide. If you feel as though the pressures of life have left you in perpetual “survival mode,” we would love you to join us this Fall as we journey together from surviving to thriving. You can sign up today by calling 720-373-5731.

Click here to view Brighton Family Counseling on The Brighton Buzz Business Directory

Brighton Family Counseling

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Offered by Thollot Jewelers

Get ready to dive back into football! Break out the tailgating gear, work on your not-so-perfect spiral, lock down that perfect chips & dip recipe, get your fantasy team in order, and get ready! This year, Denver football kicks off on Monday Night!

Better yet, why not march right into the season, shining like a champion! How? It’s easy! Get your bling on with Thollot, at our annual Kick Off Sale! Bring in this ad and scan the barcode to see what mystery discount you have won! You can even enter to win tickets to see our team on the field this season.

Sounds exciting, right? Well, it’s gets even better. Most of us probably remember some of the classic opening kick off touchdown returns. It’s probably one of the most exciting things that can happen in football, especially now, with these “wonderful” new rules.

Get this… If Denver returns the opening kick off against Los Angeles, in the Monday night home opener, your entire jewelry purchase could be FREE!

Thollot knows Colorado. Thollot knows football. Most importantly, Thollot is ready to help you bling it on and celebrate with a huge sale, a ticket giveaway, and the chance for your entire jewelry purchase to be FREE! Let’s do this!

Thollot Jewelers

Click here to view Thollot Diamonds on The Brighton Buzz Business Directory

Thollot-Jewelry