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Offered by Susan Kline

Susan KlineCelebrating our independence each July can mean many things to each of us. Our life experiences and perceptions of those experiences give us an individual feeling of what it means to be free. We often think that everyone shares the same meaning. Our appreciation for the privileges we have often gives a clue to others the values that we hold dear. Below is an excerpt from a collection of famous quotes regarding Independence dayby Bill Murphy Jr.

“Independence Day is one of the best American holidays, both for what we celebrate and how we celebrate it.”

“It’s easy, however, to take liberty for granted, and to misconstrue just how difficult it was to gain our freedoms 239 years ago. The Revolutionary War was long and costly–arguably the second longest conflict in American history. While the 50,000 or so casualties on the American side are roughly equal in number to the total dead and wounded in Afghanistan, this was at a time when there were fewer than three million people living in the former British colonies.”

“So by all means, march in a parade, host a barbecue, have a few beers, head to the beach, light off some fireworks. Enjoy the holiday giving a bit of thought as to how we arrived as a country that is blessed with many freedoms.”

(By the way, did you know that the Founding Fathers weren’t just great leaders? They were also true entrepreneurs.)

“[W]e look forward to a world founded upon four essential human freedoms. The first is freedom of speech and expression–everywhere in the world. The second is freedom of every person to worship God in his own way–everywhere in the world. The third is freedom from want–which, translated into world terms, means economic understandings which will secure to every nation a healthy peacetime life for its inhabitants–everywhere in the world. The fourth is freedom from fear–which, translated into world terms, means a world-wide reduction of armaments to such a point and in such a thorough fashion that no nation will be in a position to commit an act of physical aggression against any neighbor–anywhere in the world.”
– Franklin Roosevelt.

The best to you this July as The Brighton Buzz celebrates our 13th Anniversary!

– Susan

Susan Kline | The Brighton Buzz

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Offered by Willy Strohmeier – Colorado Karate Club

Willy and JerryLike most of you, I am the type of person that if asked, will tell you that “family comes first.” There is nothing more important I would say. And yet, there are those times that make one reflect, that hit you upside the head to make you realize that maybe you’re falling short of the mark.

Jerry was my father-in-law, he and I were very close. Over the years we became the best of friends. We would go play golf (par 3 mostly because I’m terrible at it), we did house projects together, from fences to installing our sprinkler system, we would also work on computers, from building them to trying different types of Linux Operating systems. We’d spend time as a family too, having Sunday dinners, playing cards, and watching football; even though he hated it when I jumped out of my seat and yelled “Touchdown”, he’d say: “Oh, Willy, calm down!”

My mother in law, with whom I also had a wonderful relationship, had passed away only a year earlier from cancer, and now, Jerry was battling it too. To rid himself from it, he had decided to undergo surgery, which made him quite nervous. The doctors expected it to be a simple procedure. And as a matter of fact, he came out of it well.

My wife went to see him as he recovered, and he was in great spirits. Those days I was busy working on our apparel business, and trying to finish an order of embroidered jackets. My wife came back from the hospital and told me: “You should go see him, he would really like that!” I told her that I would go see him the next day, today I had to finish the order. But as you can imagine, I never got the chance. In the middle of the night, Jerry called and said that there were complications and needed to go back into surgery. His heart couldn’t bear the stress of another surgery, and I lost my dearest friend early that morning.

All these years I have regretted not being there with him and taking time for granted. I think back and realize painfully that no business dealing was ever more important than spending time with Jerry that day. Today though, I use that experience to remind myself of what is truly important. Life is made of little, simple moments with the people we love. And while we must make a living, there is nothing more valuable, more important than making time for those we love.

In your life, today, is there someone who would love to have a little of your time? Someone you could call or visit, but haven’t yet? Pick up the phone, or get in your car, take the time to be with them while time is still on your side.

That is something you will never regret.

Click here to view Colorado Karate Club on The Brighton Buzz Business Directory

Colorado Karate Club

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Offered by: Richard W. Martin, M.D. – Brighton Pediatrics, P.C.

Vitamins are organic compounds needed in small amounts for essential biochemical processes. A healthy, balanced diet will usually provide all the vitamins that a child needs, but there are situations where extra vitamins are needed.

Vitamin K is essential for natural clotting factors in the blood to function. Natural sources of Vitamin K include leafy green vegetables. For a variety of reasons, newborns sometimes do not have adequate supplies of Vitamin K, which can lead to serious bleeding. The shot of Vitamin K given routinely to all newborns prevents this rare but potentially life-threatening problem.

Vitamin D is essential for strong, healthy bones. It is available from fatty fish and fortified dairy products and is also synthesized in the skin with sunlight (in particular, ultraviolet-B light). Children who do not have adequate sun exposure or dietary sources may need supplemental Vitamin D. Supplemental Vitamin D is suggested for breastfeeding babies, but, since Vitamin D drops for babies come in several different concentrations, care must be taken to give the correct dosage.

Vitamin A is essential to the health of the eye and immune system. Impaired night vision is an early sign of Vitamin A deficiency, and more severe deficiency is a leading cause of blindness in developing countries. Good dietary sources of Vitamin A include carrots, broccoli, squash, peas, spinach and cantaloupe. The amount of Vitamin A in natural sources and standard multivitamins is safe, but large amounts of extra Vitamin A can be toxic.

Citrus fruits and potatoes are good sources of Vitamin C. It remains unresolved whether extra Vitamin C helps to clear up colds faster, although extra Vitamin C in moderation does no harm. Large amounts of Vitamin C may cause upset stomach and diarrhea.

Natural sources of Vitamin B12 are milk, eggs, and meat. Children who eat a vegan diet should receive supplemental Vitamin B12. Vitamin B12 deficiency can cause anemia and neurological problems.

Deficiency of the vitamin folate can also cause anemia. Supplemental folate is important from the start of pregnancy to prevent serious birth defects called neural tube defects.

For most children, a healthy, balanced diet is generally the best source of vitamins, but a standard daily multivitamin will do no harm if there is any doubt about an adequate diet.

For more information, visit our website at

Click here to view Brighton Pediatrics on The Brighton Buzz Business Directory

Brighton Pediatrics

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Offered by Premier Pediatrics

Some exposure to the sun is good for everyone. The sun helps our bodies in terms of vitamin D (bone health) and serotonin (moods). Too much of a good thing can be bad. Excessive skin exposure to ultraviolet (UV) rays from the sun leads to skin and eye damage, skin cancer, and suppressed immune system.

UV rays interact with melatonin, a substance in our skin. If the amount of UV exposure exceeds what our skin’s melatonin can protect against, skin damage occurs. Excessive UVA ray exposure leads to skin aging/wrinkling and possibly skin cancer. Excessive UVB ray exposure leads to sunburns, cataracts, depressed immune system, and possibly skin cancer. Melanoma is linked to severe UVB sunburns before the age of 20.

EVERYONE needs sun protection! Darker skin has more protective melatonin, but still needs protection! Any tanning as well as burning results in skin damage.

Here are four recommendations to protect children and adults this summer:

  1. Use a broad-spectrum (UVA and UVB protection) sunscreen, recommended SPF 30 or more. Use water-resistant sunscreen when in or around water. Apply liberally, reapply frequently. Even on cloudy days, UV rays still cause skin damage.
  2. Avoid exposure when UV rays are the strongest (in North America 10AM-4PM). Majority of sun damage occurs during day-to-day activities!
  3. Cover up! Babies burn easier because their skin is thinner. Covering up and shade is their best protection, especially those under 6 months. Don’t forget the wide-brimmed hat!
  4. Wear sunglasses that have 100% UV protection.

Premier Pediatrics
Click here to view Premier Pediatrics on The Brighton Buzz Business Directory

Premier Pediatrics

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Offered by Jan Hepp-Struck, Hepp Realty

If you aren’t already familiar with the term “Aging in Place” it’s only a matter of time. According to AARP, 10,000 Americans reach age 65 every day, and more than 80% of those 65 and older say they want to stay in their homes rather than be shuffled off to an “old folks” home. Unfortunately, an incredibly low percentage of existing homes are conducive to aging in place. As a result, affordable senior accessible housing is becoming a hot button topic in communities throughout the US.

Traditionally, residential developers and architects have not designed homes with aging in mind. Thanks to organizations like AARP and others, the concept of factoring the needs of various life stages into home design is growing, giving rise to the term “universal” or “ageless” design. The ultimate goal of universal design is to think outside the box to create an environment that responds to people’s needs over their lifespan, not just when older. Universal design doesn’t just address functionality, and it’s definitely not about simply adding grab bars to existing elements. It is about the whole design – encompassing aesthetics and functionality. It’s moving beyond solutions that appear obviously accessible, to a more standard merger of seamless design and functionality, because ultimately people still want “regular looking” and aesthetically pleasing homes.

Even if your home wasn’t designed with aging in mind, there are ways to update existing homes to meet those accessibility needs without sacrificing functionality or beauty. And it’s much more cost-effective and conducive to maintaining aesthetics to incorporate accessibility and ease of use as part of an already planned renovation project than it is to do a completely separate round of remodeling later on. In the long-term, incorporating ageless design now could not only be beneficial to you and your loved ones as you age, but also increase the potential buyer audience and resale value of your home.

For proven expertise in buying or selling a home, call Jan at 303. 520.4340

Click here to view Hepp Realty on The Brighton Buzz Business Directory

Hepp Realty | Brighton Real Estate

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As you approach retirement, it may be time to pay more attention to investment risk.
Offered by T. Lloyd Worth, Worth Financial Partners

Worth FinancialIf you are an experienced investor, you have probably fine-tuned your portfolio through the years in response to market cycles or in pursuit of a better return. As you approach or enter retirement, is another adjustment necessary?

Some investors may think they can approach retirement without looking at their portfolios. Their investment allocations may be little changed from what they were 10 or 15 years ago. Because of that inattention (and this long bull market), their invested assets may be exposed to more risk than they would like.

Rebalancing your portfolio with your time horizon in mind is only practical. Consider the nature of equity investments: they lose or gain value according to the market climate, which at times may be fear driven. The larger your equities position, the larger your losses could be in a bear market or market disruption. If this kind of calamity happens when you are newly retired or two or three years away from retiring, your portfolio could be hit hard if you are holding too much stock. What if it takes you several years to recoup your losses? Would those losses force you to compromise your retirement goals?

As certain asset classes outperform others over time, a portfolio can veer off course. The asset classes achieving the better returns come to represent a greater percentage of the portfolio assets. The intended asset allocations may be thrown out of alignment.¹

Just how much of your portfolio is held in equities today? Could the amount be 70%, 75%, 80%? It might be, given the way stocks have performed in this decade. As a StreetAuthority comparison notes, a hypothetical portfolio weighted 50/50 in equities and fixed-income investments at the end of February 2009 would have been weighted 74/26 in favor of stocks by the end of February 2018.¹

Ideally, you reduce your risk exposure with time. With that objective in mind, you should regularly rebalance your portfolio to maintain or revise its allocations. You also may want to apportion your portfolio, so that you have some cash for distributions once you are retired.

Rebalancing could be a good idea for other reasons. Perhaps you want to try and stay away from market sectors that seem overvalued. Or, perhaps you want to find opportunities. Maybe an asset class or sector is doing well and is underrepresented in your investment mix. Alternately, you may want to revise your portfolio in view of income or capital gains taxes.

Rebalancing is not about chasing the return, but reducing volatility. The goal is to manage risk exposure, and with less risk, there may be less potential for a return. When you reach a certain age, though, “playing defense” with your invested assets should be a priority.

*Investing involves risks including possible loss of principal. No investment strategy or risk management technique can guarantee return or eliminate risk in all market environments.

T. Lloyd Worth may be reached at (303) 558-0214 or email:,

This material was prepared by MarketingPro, Inc., and does not necessarily represent the views of the presenting party, nor their affiliates. This information has been derived from sources believed to be accurate. Please note – investing involves risk, and past performance is no guarantee of future results. The publisher is not engaged in rendering legal, accounting or other professional services. If assistance is needed, the reader is advised to engage the services of a competent professional. This information should not be construed as investment, tax or legal advice and may not be relied on for the purpose of avoiding any Federal tax penalty. This is neither a solicitation nor recommendation to purchase or sell any investment or insurance product or service, and should not be relied upon as such. All indices are unmanaged and are not illustrative of any particular investment.

Securities and Advisory services offered through LPL Financial, a Registered Investment Advisor, Member FINRA/SIPC ( /

¹ – [3/26/18]

Click here to view Worth Financial Partners on The Brighton Buzz Business Directory

Worth Financial Partners

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Offered by Dolan & Associates, P.C.

Bill and Jane’s daughter has struggled since the accident. She was only 13 when it happened, but it was clear she would be disabled for the balance of her life. Now 23, she is dependant upon government assistance for her survival and medical care.

Bill and Jane thought they did not need estate planning. Why not just put everything in joint tenancy, because “it is simple and may avoid probate.” Thinking about their disabled daughter, they sought guidance from a counseling-oriented attorney who took time to learn more about them, their estate, and their goals. Their primary objective was to protect their daughter after they died. The attorney worked with them to put together a plan that would place their savings, life insurance and home in a trust for their daughter, following their deaths. This would prevent the assets from disqualifying their daughter from the benefits she is receiving from government programs. As a result, the inheritance can pay for things the government programs do not cover, providing additional comfort to their daughter.

Estate planning can and should be more than avoiding probate and saving taxes. A properly designed estate plan can provide many additional advantages that protect your family. Most of these protections are ignored in basic estate plans. Individuals should look closely at all of the benefits a properly designed estate plan can provide to them while they are alive, and provide to their spouses and their families after their death. Does your estate plan address these types of issues?

If you would like to learn more about an alternative estate planning process that is producing great results for families, please visit: to sign up for a complementary educational workshop.

Click here to view Dolan & Associates on The Brighton Buzz Business Directory

Dolan & Associates | Estate Plans

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Offered by Brian Holley – Farmers Insurance

Farmers InsuranceDo you ever feel tethered to your smartphone? Although it’s great to feel connected to your friends, family and the world around you at all times, spending too much time on your phone can be bad for your mental health. According to studies, cell phones, and smartphones in particular, have an undeniably addictive quality, earning an entry in the Diagnostic and Statistical Manual of Mental Disorders (DSM) 5th edition.

Why not try a digital detox? It will help you to avoid the stress of the constant barrage of economic news, as well as possibly protect a bit of your privacy in the age of over sharing.

Eliminate any unnecessary spending, fine-tune your budget, and take a look at your coverage and long-term goals. Do they need a detox too? Together we can make sure that your insurance coverage and financial plan is working to meet your long-term goals, as your life evolves, and through whatever happens in the markets.

Click here to view Brian Holley, Farmers Insurance on The Brighton Buzz Business Directory

Farmers Insurance

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Offered by Raegan Clemens, Majestic Materials

Summertime! And the grilling is easy… Is your backyard ready for your next barbecue? If not, we have what you need at Majestic Materials. Not sure what you need? We can help by offering ideas and suggesting the perfect products for you. From pavers to flagstone and sand and more, let us help you create the perfect setting for your gatherings this season.

Pavers are a popular choice for various landscape projects. They provide a solid base alternative to a concrete or wooden patio. Many customers choose pavers due to their durability through all types of weather. The variety of colors and designs allows for unique expression and design for each customer. The Keystone® Hardscapes collection includes paver with different surface textures. Choose a smooth finish for a classic look or texture for a more natural look. You can be creative with pavers or follow preset designs. Either way, know you are making a solid choice.

Looking to accent your existing landscaping? Keystone® Hardscapes edging is a great option for any size of space. Edging creates a clean line, separating your foliage from your lawn. Edging installed properly can aid in weed prevention and keep your mulch or rock contained. Help yourself and lay your edging flush with the ground to make it simple to mow around. Adding retaining walls can make a huge difference.

Accent your flowers and plants with stacked stone planters. At Majestic Materials, we have everything you need to build it yourself. Choose from a variety of colors, to match an existing design or go for something bold. Don’t forget the soil! Our planters mix is a rich blend of 60% Screened Topsoil and 40% Compost, making it ideal for all types of plants and flowers.

Spice up your outdoor cooking area by surrounding your grill with Keystone® Hardscapes. Simply stack and adhere for a simple DIY project. This professional look gives you more counter space to prepare your favorite meats and vegetables. This can also protect your grill from the elements year-round. If you prefer to cook over the open fire, build your own fire pit. With assorted sizes and colors, you can make it your way.

Stop by Majestic Materials today to join in on our Keystone® Kickoff! We want you to enjoy your summer, so we are offering a special this month. Through the end of June, if you purchase 4 or more pallets of Keystone® Hardscape products, we will give you the sand base for FREE, up to 4 tons. Visit us today to get first choice of our selection. Don’t go over budget, Go Majestic!

Majestic Materials
Click here to view Majestic Materials on The Brighton Buzz Business Directory

Majestic Materials

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Offered by Sarah Korb – SOFX

Are you looking for an exercise environment that will meet you at your level in exercise & ability and then coach you, teach you, and get you the physical results that you want? At SOFX we offer programming that is used worldwide, is measured, and is intentional so that you get the results you desire! We are trained professionals that will build your strength, stamina and mental fortitude by taking your training to another level. We will meet you at the exact level you are at, then give you the exercises you need to become the best version of yourself!

We offer classes in strength training, metabolic conditioning, yoga, and kickboxing. SOFX runs 70+ community-based classes: strength training, metabolic conditioning, kickboxing, Yin yoga, Vinyasa Flow yoga and Yoga Chisel. Students of all ages and physical abilities receive personal coaching that teaches and motivates healthy lifestyles and choices. Our community-based approach also incorporates social interactions and camaraderie, making the gym a fun and rewarding destination.

SOFX is affiliated with the internationally recognized Training for Warriors (TFW) program, which prescribes strength training, metabolic conditioning, nutrition and rest. Students from all over the world and various fitness levels use TFW programming to “Lose Fat, Build Muscle, Feel Good.” We have regular TFW classes which are faster paced, intense and challenge participants. We also have the 8 Week Warrior Challenge program, which is an introductory class to any person who wants to start exercising for the first time or who has not exercised in a while and wants to get back into it. Everyone in the 8 Week Warrior Challenge is beginner level and will progress together through the program. At the end of the 8 weeks, all Challengers will be ready to enter the regular TFW classes. Training For Warriors has over 300 affiliates in 20 countries and SOFX will be opening the fourth affiliate studio here in Colorado.

The yoga programming at SOFX emphasizes connection of mind-body, utilizing the physical practice and postures to tap into mental focus and fortitude. Classes includes hot vinyasa flows, restorative yoga, yoga sculpt, and specialty workshops. Beginning students receive foundational instruction and experienced students are challenged with intensive, athletic flows.

Child care is provided in-facility at SOFX. Specialty programming for children ages 1 year to 10 years gives them the opportunity to learn and grow in a safe, fun environment. The child center is staffed in the mornings and evenings around class times.

Memberships are customized with consideration given to students’ preference for Training for Warriors, yoga, or both. SOFX offers special discounts to teachers, SD27J employees and all students.

Sign up for a free week at and join our FAMILIA!

Moms, your health is good hands at SOFX! SOFX Kid Station will take care of the kids, while we take care of YOU! Join our 6 week Strong Mom Summer Challenge and receive:
• Unlimited Strength & Conditioning classes
• Unlimited Yoga Classes
• Unlimited Kickboxing Classes
• Up to 2 hrs Childcenter use daily
• Nutrition coaching
• Access to Warrior Tracker
• Accountability Coach
• Over 70 classes each week!
• Se habla español!

Click here to view Soul On Fire Xercise on The Brighton Buzz Business Directory

Soul On Fire Xercise