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Offered by: Melissa Rippy – Rippy Insurance Agency / Allstate

On October 4, 2002, I entered the insurance industry and never left. I was hired by an insurance company as a liability adjuster. My job was to investigate car accidents and settle injury claims on behalf of our policyholders. Over the course of the next 11 years, I investigated hundreds of claims in seven states that involved severe, catastrophic and sometimes fatal outcomes. I worked with our policyholders throughout the course of litigation and was with them every step, even sitting in the court room during trial. As an adjuster, I learned that you don’t have to be a millionaire to be sued like one…

The worst verdict on one of my claims was on a case we took to trial in Aspen, Colorado. It involved a motorcyclist who was at a four-way stop and bumped off of his motorcycle by our policyholder who simply didn’t see him. The cyclist never had any surgery or invasive treatment, and in fact he stopped treating all together for two years before he sued our policyholder. The plaintiff was a bodybuilder who looked like he belonged on the cover of a fitness magazine and wooed the jury. I always told our clients, “A jury is like a box of chocolates. You never know what you’re going to get.”

The jury loved the motorcyclist and awarded him $1.2 million dollars for injuries sustained as a result of the accident. The only thing that kept our policyholder and their family in their home? An umbrella policy. If you don’t have an umbrella, DON’T WAIT!

Call Melissa Rippy at the Rippy Agency today and learn how you can protect yourself and your family! 303.219.1470

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