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Offered by: Jennifer Bell – Bell Benefits, LLC

Whenever a person first enrolls in Medicare, he/she usually receives an application for Extra Help. Extra Help is assistance from Social Security for people with limited resources and income to help cover the cost of prescription drug plans via monthly premiums, annual deductibles, and co-pays.

Some people will not qualify at first so they might forget about this assistance if things change later in life. A death of a spouse or divorce could make you eligible for the assistance. Here are the 2022 Income and Resource Limits:
• Annual Income Single = $20,385, Resource Limit Single = $15,510
• Annual Income Couple = $27,465, Resource Limit Couple = $30,950

Resources include real estate that is not your primary residence, bank accounts, stocks, bonds, mutual funds, IRAs, and cash you have. You can see full details at

If you are eligible for Extra Help, you are given certain rights. One is that you can change your prescription drug plan or Medicare Advantage Plan once each quarter rather than only during the fall Annual Election Period (AEP).

A LOT of ads will talk about getting money for medications or getting $170.10/month back on your Social Security check. If you see these ads, they are referring to benefits that you would get by qualifying for Medicaid or Extra Help. If you have any questions about your specific situation, please call me and I can help walk you through what you may or may not be eligible for. – 720.626.6524

Jennifer Bell | Bell Benefits