Medicare and Other Insurances

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Offered by: Jennifer Bell – Bell Benefits, LLC When a person turns 65 and already has health insurance, it can be really complicated to figure out what is required when you’re looking at Medicare. You might have another type of health coverage like Employer Health Coverage, Retiree Coverage, COBRA, VA Benefits or an individual health… Read more »

Medicare Part B Premium

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Offered by: Jennifer Bell – Bell Benefits, LLC When we work our whole life and see a Medicare deduction coming out of our paychecks with each pay period, we tend to think Medicare will be free when we retire. Unfortunately, that is not the case. Medicare has many moving parts but Original Medicare is made… Read more »

When is the Last Time You Saw a Dentist?

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Offered by: Jennifer Bell – Bell Benefits, LLC With Medicare being insurance for retirees, you would think it would cover dental work. But unfortunately, it doesn’t. In fact, it doesn’t cover routine hearing or vision exams either. I’ve always thought it strange that Medicare wouldn’t cover three of the areas on our bodies that start… Read more »

What is Original Medicare?

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Offered by: Jennifer Bell – Bell Benefits, LLC Part A and Part B, That’s it. That is Original Medicare. “Once in a while you get a moment of clarity, an inspiration, and they don’t come that frequently.” I’m guessing the opening line to this article gave you immense amounts of “clarity.” But just in-case, let’s… Read more »

Medicare Telesales vs In-Person Sales

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Offered by: Jennifer Bell – Bell Benefits, LLC How many phone calls and mailers do you get from insurance agents wanting to solicit your Medicare Insurance business??? 5, 10, 20 a day? Medicare Insurance Agents can seem like vultures at times. It can be a numbers game for them. The more clients they can “close”,… Read more »

Medicare Supplement vs. Medicare Advantage Plan

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Offered by: Jennifer Bell – Bell Benefits, LLC A Medicare Supplement is an additional insurance policy that a person buys to work in tandem with Medicare. Medicare is the primary payer when you see a provider and the Medicare Supplement pays second. This means you can go to any provider who takes “Original Medicare” and… Read more »

Why Use An Insurance Agent?

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Offered by: Jennifer Bell – Bell Benefits, LLC Insurance can be very confusing. But if you’re like me, you like to figure things out on your own. The problem I find is that I tend to spend a lot of wasted time just trying to figure out if I’m reading the correct information. In the… Read more »