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Offered by: Lisa Asmussen – Integrity Insurance LLC

Have you been diligent about checking your coverage annually? It can be easy to delay, since it’s a daunting task and a challenge to juggle with the holiday season. The enrollment period comes and goes, and you think, ‘next year I’ll do better.’ Maybe you have never met with a broker, I’d like to invite you to schedule a visit, read on to find out why.

Each year you receive an annual notice of changes. Even if your coverage isn’t changing much you may benet from information about other plans available. Changes will be outlined in the notice, read it over to know how you’re affected. Often, clients have an interest in certain benets of a plan, like providers and hospitals. They also want a formulary that has coverage for their prescription medications, plans change covered medicines and your needs change.

We can visit by phone, virtually or in person so you get information in a comfortable meeting that empowers you to make decisions about the continued fit of your coverage.

Questions I often answer are: when/how to sign up, what about my employer coverage, how can I lower drug costs, why/when to stop HSA contributions, can HSA be used for Medicare, why is Part B more than I planned, how does disability work with Medicare, I’m turning 65 can I get help understanding Medicare, can I get information to consider as I evaluate my retirement benefits and my Medicare options, how does VA or retired military work with Medicare and who can benefit from a give back, I didn’t sign up when I should have, now what do I do and will there be a penalty.

Having a resource that you can turn to each year for experience and knowledge can save time and energy and give you confidence in your choices. I take a personal interest in listening to your needs providing quality service at no cost to you. Find me on Facebook and online at:

Not connected with or endorsed by the United States government or the federal Medicare program. This is an advertisement. Calling the telephone number in this advertisement will connect you to a licensed producer/agent.