While we’re moving into this New Year there are many uncertainties that remain. Some are due to our Covid-19 quandaries and all of the areas in our lives that affects. Others might be where we’ll all end up when the dust finally settles…new jobs, children trying to catch up from their interrupted learning schedules, wondering how our world will function post-pandemic.
We can’t change “What Is” currently, but we can change how we react to it. In search of a fresh perspective, I came across a book, Can You Be Happy For 100 Days In A Row, by DMitry Golubnichy. In an effort to explore his own happiness, he would chart daily what made him happy. He posted his findings daily on social media at #100Happy Days. This turned into a global endeavor with over 8 million people having taken this challenge. Here are a few things Dmitry discovered in his #100 Happy Days challenge:
Happiness is an active choice. Happiness lies in small things. Happiness is most real when shared with others. To achieve happiness, it helps to appreciate and accept uncertainty.
We hope this February issue brings you some new ideas and opportunities to make your life more full and happy. Our advertisers are available to provide products and services that serve all aspects of your living. Give them a call!
Offered by: Dan & Beth Cochran – The Haven Team, Keller Williams
Please join us on February 11th with Nicole Rueth from Fairway Mortgage 6:30pm via Zoom webinar
We are talking Real Estate! We’re Building our own Investment Empires
Are you interested in securing your financial future? Building multi-generational wealth? Living a full retirement without worrying about your IRA running out of money? Want to provide expert advice for a new group of potential clients?
As an owner of 24 rentals and the proud Mom of two 20 year old first time home buyers, it is my personal mission to support as many people as I can to build multi-generational wealth through real estate. It is with this mission, that my team is honored to put on this monthly class to help more people meet their goals.
During this class I will share:
The importance of investing
How easy it is to get started
How to stack rentals and buy #2, 3 and 4
Why you should get started now
How investing benefits future wealth-building opportunities
What makes a good investment
Everyone’s WHY is different when it comes to investing in real estate. But, we all share the desire to make things better for us and those we love.
To register, call 303-709-3501 or email us at email@example.com
This is not the main priority of many people approaching 65 and perhaps retirement. It is a time in life to celebrate the move out of the work force for some, decrease health costs possibly, and a time to adapt to a change of how time will be spent.
As anyone who has turned 65 will tell you it is also a frustrating time because of Medicare eligibility! Your phone will ring repeatedly with offers to assist you with Medicare. Your mailbox will ll for months with letters, postcards and flyers.
So why all the fuss? Well, Medicare can be a complex undertaking depending on each individual’s situation. ere are decisions that could affect your healthcare for as long as you are on Medicare. Another question is “What will it cost?” For some that can be a straightforward answer, for others, planning for at least 2-3 years prior is essential as higher income can cause your monthly Medicare costs to increase significantly. Knowing the ins and outs can allow you to move toward Medicare without surprises and perhaps mitigate increased costs.
Maybe working past age 65 and delaying Medicare is your plan. Then you have other considerations with Part D and HSA accounts. A lifetime Part D penalty can be triggered if you stay on employer Rx coverage and it is not creditable for Medicare. Not being informed may leave you with penalties and tax consequences when you begin Medicare.
I can help! With an introductory meeting by phone, virtually or safely distanced you can put your mind at ease as you approach Medicare eligibility. Not to mention the annoyances of phone and mail solicitations can be minimized. Let’s visit well in advance of your 65th birthday so you can comfortably understand the options you will have and make the transition with confidence. I’m local and my services are always at no cost to my clients. Call me at 303-887-8584.
Offered by: Willy Strohmeier – Colorado Karate Club
Back in the 1980’s in Lima-Peru, my brothers and I used to ride two buses for an hour each way to school. These were old buses, packed to several times the maximum capacity of people, with bodies hanging out of the door, and exuding the most uncomfortable of aromas – especially for a short kid squeezed in between many adults.
But, once in a while, my dad would be able to give us a ride to school in our 1968 Mustard-Yellow Datsun 510. We were elated to ride in the car, the ride was much shorter, comfortable, and smell free. However, most of the time this required that my two older brothers, my dad and I would have to push the old, not so faithful Datsun down the street to get it going. We would push hard and fast enough to catch some decent foot speed for my dad to jump in and pop the clutch. We held our breath in expectation, hoping that with a sputter or two, the engine would turn and roar to carry us comfortably to school… when it did not, we would repeat the process until it did start, or we’d just push the car back to the house and catch the dreaded bus.
By reinvesting locally, we are helping to push our entire community forward.
I reflected upon these memories of my childhood this morning as I thought about how our community resembles our old Datsun, needing a push to keep it going. I thought about the owner of a restaurant who mentioned how he had invested in plexi-glass and other measures to keep people safe dining indoors, only to be forced to close down the dining area afterwards. When asked how business was going, he replied sadly: “Not very good…” Which begged the question, what can we do? What can I do?
My upbringing in Lima made me a frugal adult. I am not one to eat out often, and I’ve always tried to nd the lowest price on whatever I buy. But today, our community needs our generosity, our small businesses especially, need our support. For those of us who are fortunate enough to still have a job, or are able to continue running our businesses (even if not at full capacity), it is time to set frugality aside and become more conscious and purposeful with where we spend each dollar.
Here are some practical things we can do to help push our local businesses forward:
That item you were planning to buy from Amazon to save five bucks, get it instead from the local store.
Order your dinner from the restaurant down the street and get it delivered.
Give a generous tip to the driver, as if he or she were your own kid.
Keep up your gym membership if you can still afford it.
Continue tithing to your church even if you only attend online.
Buy gift cards if available and give them to friends and family.
Look through the Brighton Buzz and see what businesses in our area are able to fulfill a need in your household or business.
I encourage business owners to support each other. I invite every willing business owner of a restaurant, shop, hair salon, landscaper, plumber, handyman, dental, optometrist, dog groomer, cleaning service, etc. to come to our Karate school and drop us some of your flyers or coupons to share with our students. Everyone wins.
Even with small purchases, when we buy local, we help to support not only the business owner, but also the employees that work there; and the sales taxes we pay help to run essential city services. By reinvesting locally, we are helping to push our entire community forward through these tough times. And with the Good Lord’s favor, maybe soon we can pop the clutch, get the motor running, and simply enjoy the ride again.
Offered by: John Wilson, B.S., BC-HIS – Blue Ribbon Hearing & Tinnitus Center
Blue Ribbon Hearing & Tinnitus Center is the only full-time, locally owned, independent hearing care oce in the Brighton area. We specialize in providing the best technology and service available. Being an independent company allows us to nd the best technology available on the market, instead of being beholden to a single manufacturer or parent company.
Most hearing companies send out thousands of mailers to get people in for special events, and rely on as much sales volume as possible to cover advertising and overhead costs. Others focus on selling as many hearing aids as possible at the lowest cost, without concern for serving the patient after the sale. We rely on our reputation for excellent service, minimal advertising costs and low overhead to provide the best possible price on premium hearing aid technology.
We view hearing aids as an extension of a person and their overall health. Better hearing does not simply mean getting a device that amplifies sound and sticking it in your ear. A thorough exam, thoughtful hearing aid selection, customized fittings and programming, and personalized counseling and follow up are all critical to ensuring an individual is attaining the best hearing possible given their specific hearing loss.
Along with hearing aids, we provide custom hearing protection and other ear health products for everyone. Preventing hearing loss is more effective than treating hearing loss. And treating hearing loss sooner rather than later is a preventative measure against cognitive decline and dementia.
As we move forward into 2021, we want to say thanks to everyone in the community who supported us, and all the other local small businesses in 2020.
We look forward to being able to continue to prove that we are “Dedicated to Your Best Hearing.” Please call today to schedule your comprehensive hearing test or second opinion consultation.
Offered by: Scott and Lora Nordby – Berkshire Hathaway HomeServices
Many people hold off listing their homes until after the holiday season, and who can blame them? Between the year coming to a fast close, holiday shopping, managing remote learning, work, and the day-to-day activities of life, listing your home can seem overwhelming. But now, the dust has started to settle, and the holiday season is in the rearview mirror. These tips can help you get ready, listed, and sold before your neighbor even takes down his Christmas lights!
Pack it Up Start by putting away the holiday décor and decluttering your home. You’ll want to be sure you show your home in the best light, so prepare for the photographer by ensuring your home is back to its non-holiday appearance.
Details Matter Get a deep cleaning done so your home looks and smells fresh for any walk-throughs. It’s also a good idea to walk the house and note any repairs so you can begin tackling them when you have free time.
Serious Buyers Only Springtime may be the hottest season in the market, but there are serious buyers looking in the winter months. Be sure your REALTOR® has professional, high quality photos taken of your home so you can put your best foot forward online and entice people to see your home in person.
Keep it Clear Be sure your driveway, sidewalk, and front/back porch are clear of snow and ice for drive-bys and in-home showings. Ensuring your buyers feel safe walking in and out of your home may make the difference when they’re ready to make an offer.
Work with a Professional It makes a big difference to work with a REALTOR® who knows how to present and market your home to buyers who are ready to make an offer. They can help you make reasonable, informed decisions, rather than quick and emotional decisions. Plus, they have the negotiating skills to help you get the best possible price from your buyer.
If one of your goals in 2021 is to sell or buy a home, there’s never been a better time to talk with a REALTOR®. Call us at 303-905-8850. We’ll make sure you talk with someone who is knowledgeable about real estate and your local market.
Let me just start by wishing you all a very happy, healthy, and prosperous 2021, and a year that looks a whole lot different than the crazy and unprecedented year we just finished! It remains to be seen what our new ‘normal’ will look like, but in the meantime, we can certainly look forward on the real estate landscape.
According to economists and experts at Realtor.com in their 2021 Housing Forecast, there is every reason to believe that 2021 is going to continue an upward trend for sellers. Here are the highlights:
Seasonality is expected to return to recognizable ‘norms’ with a strong spring and summer homebuying season and a slowdown in the fall and winter.
Home prices are predicted to rise 5% or more.
Home sales are predicted to increase around 7% with a strong demand and more homes hitting the market.
Mortgage rates are expected to climb to over 3% by the end of the year. If you aren’t planning to sell, you may want to consider refinancing now to take advantage of currently low rates.
It’s also no surprise that as millennials age, they are dominating the “move-up” buyer’s category as they have children or add aging parents to their households and need more space.
All that said, Covid is still an unpredictable wildcard that could shake things up. Working with an experienced and proven Realtor® is always the recommended path to help you avoid unnecessary pitfalls and obstacles.
For proven expertise in establishing your home value and/or searching for a new or existing home, please call Jan at (303) 520-4340.
At the end of each year, we reaffirm the things we know we need to do by making a resolution to deal with in the new year. Unfortunately, we then get busy doing other things. But don’t worry, there are some things, like estate planning, that we can put o forever and not have to suffer the consequences!
Procrastinating on your estate plan will result in your family spending large amounts of your hard-earned money and a good bit of their mental sanity, to take care of you if you become disabled. However, it won’t bother you; you’re incapacitated! If your affairs are complete chaos after your death, and as a result your children fight over how to handle them and never speak to each other again, it won’t bother you; you’re dead! If large amounts of your estate are spent on unnecessary fees and costs after your death, it won’t bother you; you’re dead! If you wanted your children to share equally in your estate, but instead a large portion went to only one child, it won’t bother you; you’re dead!
But…if they concern you now, why are you resolving to worry about them for another 365 days? Do something about it!
We are confident that taking the time to do your estate planning won’t make you die any sooner, and we are con dent it won’t make you live any longer. But we do know for certain that a properly designed, implemented, and maintained estate plan will make life a lot easier on your family, both emotionally and financially. So instead of making an empty resolution, take the action necessary to get your estate plan in order.
If you would like to learn more about available estate planning options, visit www.EstatePlans atWork.com to sign up for a complementary virtual educational workshop.
We have all heard the phrase, “Hindsight is 20/20” but this past year, it took on a whole new meaning as we have navigated through the unknown days of a pandemic. It has at times been a very trying and uncertain time in our world, and now it’s time for us to look back and reflect.
Owning a business can be challenging and the COVID-19 did not make things simple. All small business owners in town still want to be here. We are all learning new ways to operate, communicate and effectively provide the best service we can with the restrictions surrounding our every day.
As we look back, there is much to be grateful for in 2020. I saw businesses and individuals come together to support small business here in town to not just survive, but thrive. The Rippy Agency presented the “12 Days of Brighton” in which we recognized 12 local businesses with a special promotion on each day. Thanks to The Pink Door, South Philly Cheese Steaks, Pinocchio’s Italian Eatery, Blackjack Pizza of Brighton, Big Choice Brewery and Pizzeria, Cold Stone Creamery of Brighton, 3 Margaritas of Brighton, The Porch & CO., Copper Rail Bar & Grill, Cheese Love Grill, Two Sisters’ Oil and Rumors Salon for allowing us to partner with you and thanks to those who supported the event.
The year 2021 is a fresh start for all of us. It is a time to make the most of not just the year, but every single moment in every single day. Happy New Year to you all – let’s make this year the best one yet!
Center of Excellence for Orthopedic Physical Therapy
Offered by: Kate Farner – ProActive Physical Therapy & Sports Medicine
We are excited to announce the opening of our newest ProActive Physical Therapy & Sportsmedicine clinic in Brighton!
ProActive Brighton provides services to all ages and is proud to offer the Brighton community and surrounding areas a full range of pain management and injury prevention services including: orthopedic physical therapy, post-surgical care, industrial rehabilitation, sports medicine, manual therapy, concussion management and vestibular treatments.
“We have built such a strong reputation in northern Colorado and the metro Denver areas, that Brighton was an excellent spot to bridge the gap between the two. We are so thrilled to become a part of this community and have been welcomed with opened arms. Patients are my favorite part of the job, getting to know and develop relationships with them and their families. There is something special about working with a parent injured at work, a grandparent recovering from a joint replacement and a kid working hard to play sports in college; all from the same family. For a moment in time, you get to be a part of their journey.”
Life’s too short to live in pain, let us be a part of the healing process. Call now for next day appointments. To learn more about ProActive Physical Therapy & Sportsmedicine Brighton, visit proactivecolorado.com or call (720) 689-5637. 1321 South 4th Ave., Suite 200, Brighton.
Offered by: Brighton Clinic of Chiropractic Many times, someone that hurts their back will tell me “I dropped my phone …Read More »
Stayin in The Buzz
December 31, 2019
I got a call from Susan at the Brighton Buzz asking if I wanted to
advertise n the next issue. My response was that I either needed to keep
my ad running or fold the business.
About 90% of the calls that I receive include a comment like, ”I
saw your ad in the Brighton Buzz…. . “
The majority of my calls take me inside a home, it is not unusual for somebody to pick up a copy of the Buzz and say they found me right there. The Buzz that they show me is frequently not the latest issue. The Buzz has great holding power! At the same time, I can always tell when The Buzz has hit mailboxes. My phone starts ringing. A lot of people seem to look through it right away.
The cost per home is low, the cost per response is
reasonable. Am I going to continue to advertise in the Brighton
Buzz? You can count on it!
Gray Guy Handyman Service, LLC
Susan is Superb!
July 19, 2015
Wonderful! Well written! Informative! Susan is Superb!
Michael Angelo Davey
Susan is Amazing!
July 19, 2015
Susan is Amazing! Thanks for all your had work. We all appreciate it.
Sandra Samson Chessmore
Advertising process was flawless!
July 19, 2015
Advertising process was flawless! The ad looked great, the responses are already coming in and Susan was terrific to work with. Thank you! We'll definitely be working with you guys again!