Offered by Michael A. Dolan
Bill and Jane’s daughter has struggled since the accident. She was only 13 when it happened, but it was clear she would be disabled for the balance of her life. Now 23, she is dependent upon government assistance for her survival and medical care.
Bill and Jane thought they did not need estate planning. Why not just put everything in joint tenancy, because “it is simple and avoids probate.” Thinking about their disabled daughter, they sought guidance from a counseling-oriented attorney who took time to learn more about them, their estate, and their goals. Their primary objective was to protect their daughter after they died. The attorney worked with them to put together a plan that would place their savings, life insurance and home in a trust for their daughter, following their deaths. This would prevent the assets from disqualifying their daughter from the benefits she is receiving from government programs. As a result, the inheritance can pay for things the government programs do not cover, providing additional comfort to their daughter.
Estate planning can and should be more than avoiding probate and saving taxes. A properly designed estate plan can provide many additional advantages that protect your family. Most of these protections are ignored in cookie-cutter form-driven estate plans. Individuals should look closely at all of the benefits a properly designed estate plan can provide to them while they are alive, and provide to their spouses and their families after their death. Does your estate plan address all of your family’s issues?
Click here for more information about Dolan & Associates, P.C.
Offered by Melissa Rippy, Rippy Insurance
Our Agency Owner Melissa Rippy is a board member with three of our many local non-profits, one of which is the Brighton Legacy Foundation, a volunteer run board that promotes the spirit of philanthropy while improving the quality of life for all residents in Brighton through awarding annual grants and scholarships. For more information, check out www.brightonlegacyfoundation.org. Rippy Insurance was one of the proud sponsors of the Legacy Poker Run with all proceeds to benefit the Brighton Legacy Foundation. This event took place on July 25th, involved five stops and attracted a great turnout and lots of fun prizes.
School will be here before we know it, and as such, we would like to announce that we are teaming up with one of our community partners, the Richard Lambert Foundation, for a BACK TO SCHOOL SUPPLY DRIVE during the month of August. We will both be drop locations and collecting new or gently used CLEAN backpacks along with school supplies that will be distributed to children in our community that need our assistance.
The Richard Lambert Foundation (www.richardlambertfoundation.org) is a local non-profit family grief and healing center offering individual and family counseling.
Now that school is almost back in session, we will be seeing more of our teens on the road again. If you have not taken the pledge to “X the Txt” and not text and drive, we encourage you and your family members to stop by the Rippy Agency to take the pledge. Whatever you do, please, please don’t text and drive.
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Offered by Hearthside Dentistry
The Academy of General Dentistry (AGD) is pleased to announce that Christina O. McMillon, DMD, FAGD, of Broomfield, CO, received the association’s Fellowship Award during the AGD 2015 annual meeting, which took place June 18 to 21 in San Francisco.
The AGD Fellowship Award is presented to dentists who seek to provide the highest quality dental care by remaining current in their profession. To earn this prestigious honor, Dr. McMillon completed 500 hours of dental continuing education, passed a comprehensive written exam, and fulfilled three years of continuous membership in the AGD.
As a Fellowship Award recipient, Dr. McMillon joins more than 6,600 active AGD Fellows who have gone above and beyond the basic requirements to care for their patients’ oral health. “We are proud to honor Dr. McMillon for her commitment in reaching this lofty goal,” says AGD Immediate Past President W. Carter Brown, DMD, FAGD. “She has distinguished herself professionally among her peers and is a role model for both her fellow dentists and the Brighton community.”
Dr. McMillon graduated from the University of Louisville School of Dentistry in 2010 and currently practices dentistry in Brighton, CO. She lives in Broomfield, CO with her husband, James, and their 2-year-old daughter, Liliana.
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Offered by Jan Hepp-Struck
We’ve all seen the signs “For Sale by Owner” or those from DIY online companies. While on the surface it might seem like a good idea, and might even be okay for some, for most, it’s not. In May of 2010, at the forefront of the proliferation of DIY home selling/ buying services, Forbes published a blog article listing five reasons why most people still need a real estate agent. As it turns out, those five reasons are still completely relevant today.
Accessibility/Convenience. Both the Buyer’s and Seller’s Agent are fully focused on the industry and have the necessary connections and knowledge base to develop a solid strategy to streamline the process.
Negotiations. Having an advocate with intricate knowledge of real estate law and negotiation techniques increases your advantage to ensure your best interests are represented and you get the best deal possible.
Contracts/Legalities. A good realtor understands the ins and outs of real estate law and can prevent costly mistakes or omissions.
Accountability. Because they answer to a licensing body, a reputable agent is bound by common law to represent their client’s best interests in a fiduciary relationship, or face professional repercussions.
Costs vs. Savings. Buyers looking to purchase a “by owner” home are most likely looking for a deal, and may expect to benefit from your savings of no realtor’s commission.
For proven expertise in establishing your home value and/or searching for a new or existing home, please call Jan at (303) 520-4340 or click here for more information.
Offered by Jim Vincent, Farmers Insurance
The weather gets warm, the sun’s beating down and what do we think about doing? We think about having a breeze blow in our faces, while enjoying on of our “summer fun” toys! Boats, jet skis, motorcycles, ATV’s or even traveling down the road in an RV can make the summer exciting, but, for those that own these great recreational vehicles, liability from unforeseen accidents can be daunting. When you are out in the water, the trails or the open road, you should be thinking about enjoying Summer with your Friends and Family – not whether you have the right insurance policy.
Farmers gets it. That’s why Farmers developed special policies for you and your toys. We not only offer coverage for your toys we also offer coverage for personal property, towing and assistance, even for your trailer.
If you currently own or are contemplating buying a boat, jet ski, motorcycle, ATV or RV, stop by or give us a call and check into what exactly is covered in each of these policies and the options that are available to you. There are many options for each policy as well and medical and uninsured other party coverage that should be looked at before you hit the water, trails or the highway.
The most important part of a relationship with an insurance agent is the trust that they have your best interest and safety in mind. The pairing of a truly committed agent and a great company like Farmers Insurance, makes figuring out your best insurance options easy while gaining the confidence that the most valuable things in your life are protected. Stop in or Call us today for an estimate and evaluation of all your insurance needs. We appreciate the opportunity to earn your business and look forward to working for you.
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Offered by Nick Kline
Next month, world class martial arts are coming to Hilltop Village on 136th and Colorado Blvd. Easton Brazilian Jiu Jitsu was the first Brazilian Jiu Jitsu (BJJ) school in Colorado opening in 1999, and it has grown into 7 academies across the front range, including Thornton. Head instructor, and Thornton native, Nick Kline is excited to bring his instruction to his hometown. Nick began training Jiu Jitsu in 2000, and started teaching in 2005 following strong performances in numerous tournaments against international competition.
Easton BJJ Thornton will focus on self-defense oriented classes for adults and kids. BJJ uses leverage, which enables smaller technical practitioners to defeat much larger opponents. It is also grappling based, so students can defend themselves without punching and kicking. This is becoming increasingly important due to the fact that many schools have zero tolerance policies for
BJJ also offers a tremendous workout that increases strength, flexibility, and mobility. BJJ training will push you physically and mentally, but you will never have more fun doing something so difficult.
See you on the mat!
For more information, please click here!
As we transition from fossil fuels to solar, many people do not want to pay a large upfront investment into solar. Typically, if you purchase a solar system upfront with cash, you will not see your return on investment for 6-12 years! With that being said, most homeowners do not stay in their home for 6-12 years so why would a typical homeowner put solar on their house? Typically they don’t, because of the large upfront investment.
Things have changed; Solar has changed; now there is no upfront investment! Because of SolarCity’s financing and their investment from Google, Homeowners do not have to invest not even a penny into their solar system. Instead, they can pay off their solar system with their monthly electric bill that they are already paying! Genius!
The way it works is instead of paying United Power or Xcel Energy for electricity, the homeowner would pay SolarCity for their electric bill. All they would have to pay to the Utility Company is the service charge to be connected to the meter.
For more information on how you can make the switch to solar, contact your local SolarCity Field Energy Consultant, Eric Kleffner to schedule, or click here for more information.
Infinite Yoga and Wellness Opens Studio
Offered by Pam McNulty
Are you new to yoga or experienced? Looking for one class or multiple classes a week? Wanting to pay as you go or attend unlimited monthly classes? Infinite Yoga and Wellness provides choices for your yoga experience level, budget and schedule.
I am so excited to be a part of the Oasis on 6th Avenue, offering group and private yoga instruction as well as education on the use of essential oils for natural health and wellness. I take pride in utilizing my 12 years of experience in the fitness/wellness industry and multiple certifications, to create group and private yoga instruction that fits the varying needs of my clients.
For more information on class schedules contact Pam McNulty at 303 884 8124, email firstname.lastname@example.org or stop by 40 S. 6th Ave. for a brochure or click here for more information.
Now open!!! Juls Wax and Skin Spa
Offered by Julie Ratliff, Licensed Esthetician, Serving Brighton for Over 17 years
My passion is your skin! Diagnosis of skin issues and addressing the issue without the traditional medication that doctors prescribe.
My goal is to find the reason for bad skin, 70% being dietary. Also treating aging Colorado skin, often damaged from the 300+ days of sun here in Colorado. Whatever your issue or just needing a clarifying facial, Juls Wax and Skin Spa will make those corrections and pamper you as well. Offering:Microdermabrasion, Chemical and enzyme peels, waxing of the face and body….shed that layer without nubs and irritation from shaving, cellulite massage and much more! I am licensed through the state of Colorado as well as the Spa, which should be a concern that your Esthetician/Spa has the proper training and licensing to pamper you!
It’s been a pleasure changing lives through changing skin! Call today for your private oasis appointment… Change your Life too! 303-229-1887, or click here for more information.
August is traditionally a month where parents focus on getting ready for back to school. The purchase of a home usually takes a back seat. Surprisingly in 2013, August was one of the busiest months of the year in zip codes 80601,80602,& 80603. That is when the market was definitely on a rebound from the housing recession. In 2014, August finished in the top half as well. We all know the market is strong, and this trend shows it as well. Most Denver metro real estate values have only gone up since 2013. The average price of a home in June of 2013 was $238,750 and for 2015 it was $319,821. That is an increase of $81,071. Pretty incredible!
As families prepare for the upcoming school year, there are split schedules for District 27J’s Brighton and Prairie View High Schools. We wish those students, families, and staff the best of luck in navigating the new system.
Everyone on The Margolis Team hopes you had a great summer. We are here for your real estate changes, needs, and dreams.
From your friends at
The Margolis Team at Keller Williams Preferred Realty
Besides the fact that the sun is shining daily these days, we’re coming into the months that Brighton’s heritage is shining with all of the fresh produce available for its residents and those from surrounding areas. The amazing soil in this farmland produces some of the best vegetables in all of Colorado. It’s definitely time to adorn our tables with fruits and vegetables and experience the wonderful tastes of summer at their finest!
As in year’s past, there will be a celebration of the local farming heritage on August 22nd when the community celebrates Market Day. Vendors display their wares and a number of the local farmers will bring their products to sell at this event. It will be held from 10 a.m. to 4 p.m. in Downtown Brighton. There will also be a Family Bike Tour that will ride through the local farm area visiting some of the farms. Don’t miss out on all the fun honoring our farming community.
Our cover advertiser, Palizzi Farm, will also celebrate with their annual Labor Day weekend event from September 4th through September 7th at their market on 6th & Bromley Lane. Their signature event on Sunday, Sept. 6th, will include live music all day long, contests, and fireworks at dusk. While their vegetables will be available through early October, this is the time to buy the season’s best vegetables at the most reasonable prices to freeze or can for the months when you’re missing the taste of their nutrient packed delicious favorites. Be sure to put this event on your calendar as well.
On a business note from The Brighton Buzz, we’re excited to say that The Brighton Buzz will now be online on our website for our readers to review and print coupons. This will be only one of our website updates with others including online advertising possibilities in banner advertisement and a more developed and expanded Business Directory to include businesses from The Brighton Buzz as well as other local businesses wanting to advertise in the Directory. Brighton’s fertile soil has inspired us to grow our web possibilities and offer more to those visiting our site. Be sure to view our new look and consider growing along with us.
The Best of Days to You in August!