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Offered by: Michael A. Dolan – Dolan & Associates, P.C.

“I don’t have an estate, isn’t that something rich people have?”

When the subject of estate planning comes up, some people draw the conclusion that they do not have an estate and therefore don’t need to plan. So, what is an estate?

The term “estate” simply means that you own something in your individual name at the time of your death. If you own just one thing (an asset), then you have an estate. The process for dealing with that estate may differ based on the value of the things you own at the time of your death. However, someone other than you will need the authority to deal with the things you own after you die, or if you become disabled before you die.

The process of estate planning is to plan what to do with what you own at the time of your death, or if you become disabled before your death. It will also give appointed individuals the authority to deal with what you own upon your death, and may even create that authority upon your disability without court involvement.

The Bottom Line: If you own something you have an estate, and you should have an estate plan in place before you become disabled or die. And since you don’t know when you are going to die or become disabled, maybe you should think about getting that accomplished sooner rather than later.

If you would like to learn more about an effective estate planning process that is producing great results for families, visit us online at:
www.EstatePlansThatWork.com to sign up for a complimentary educational workshop.

Click here to view Dolan & Associates on The Brighton Buzz Business Directory

Dolan Associates

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Offered by: Brian Holley – Farmers Insurance

When you are having remodeling or renovation work done in your home, whether it is something as simple as replacing cabinets or complex as moving load-bearing walls or adding a story onto a residential home or commercial building, you should always consult with your insurance professional beforehand with the specific project details. By doing so in advance, he or she may review your current property policies to be sure you and your home will be properly covered during the renovation.
This is an important point because although a property owner may have a homeowner’s insurance policy or other dwelling policy already in place, renovations may be limited or specifically excluded under those policies! You may need a builders risk policy to be fully ensured in the event of an accident

The story of a home being renovated, and an accidental fire breaking out and destroying the entire renovation, sadly, has happened. Even simple plumbing errors have been linked to ruining entire basement or home renovation projects

It is also important to note, builders risk policies can insure just the renovations, excluding existing structures. When home or property owners purchase builders risk insurance for renovations, they can purchase coverage to complement what they already have protected under permanent homeowners and property policies.

Let us know if we may help you answer some of the common questions so you can confidently ensure your vision is properly protected throughout the course of construction.

Click here to view Farmers Insurance on The Brighton Buzz Business Directory

Farmers Insurance

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Offered by: Dr. Larry Chrisman – Back In Balance Chiropractic

Back in Balance Chiropractic Massage and Acupuncture is proud to bring non-surgical spinal decompression to Brighton! If you have been suffering from a herniated disc, numbness to extremities, sciatica, degenerative disc disease, failed back surgery, drop foot or pain lasting for over a decade, spinal decompression may be atreatment that can finally bring you lasting relief! But what exactly is Spinal Decompression?

Non-Surgical Spinal Decompression is a non-invasive treatment for patients who suffer from neck and back problems. A decompression treatment slowly and gently lengthens or releases pressure in the spine through repetitive movements by a customized medical device, in this case, a specialized table on which the patient rests comfortably and securely during the procedure. The table pulls and releases, creating a pressure change within the invertebral disc, surrounding soft tissue and joints. This pressure change allows the disc bulges or herniations and nutrients to be pulled back into the disc. Rehydration of the disc and surrounding tissues creates a physiological change which assists the body’s natural healing process.

How long will results last? Each patient is unique and results will vary. However, research suggests that continued improvement is seen up to four years following the decompression treatment program.

“My pain was so bad that it often kept me from getting out of bed. My MRI showed a Herniated S1-L5 disc. After four sessions of Non-Surgical Spinal Decompression, the pain was gone! At the end of session 20, I had flexibility I had not experienced for 12 years. Only a short while ago, I thought invasive surgery was my only option. Spinal Decompression has given me my life back”

– Fred Gardner, Roanoke VA

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Offered by: Amber Halliday – Surge Brighton

Have you ever danced on a bike in a dark room? Every ride at Surge is a full body, fat burning workout that incorporates interval training designed to produce real results, real quick. When the lights are low and the beats start bumping you can’t help but turn up the resistance. With each climb, sprint, and jump you become stronger both mentally and physically.

At Surge, we are all about community and providing the best training experience for our riders. We offer shoes, cooling towels, lockers, changing rooms stocked with essentials, fresh fruit, and a comfortable lounge area to hang out in after class. We even provide cocktails on those special days and nights!

It does not matter if you have never been on a bike, our certified spin instructors will help you set your bike up and make sure you are ready to go. Anyone can ride at Surge. You can follow along at your own pace, as well as modify any movement. There’s no feeling insecure. The room is dark. It’s just you and the bike following along to a highly passionate, motivating, and energetic instructor. Feel the beat and enjoy the ride!

My name is Amber Halliday, and I’m so excited to bring Surge to Brighton, Colorado. I was a school teacher in Brighton for many years, but decided I needed to stay home with my twin girls when they were born. They now 9 and I have enjoyed my years with them, but I knew it was time for me to do something for myself and the community that is so dear to my heart. I fell in love with beat base cycling 2 years ago while on vacation in New York City. After that first ride in the big city, I knew I wanted to bring this experience to my own town and share my passion with others. Passion is what takes people beyond “fitness” and into a life-changing experience. I’m humbled to be able to start this adventure in Brighton and take you along for the ride!

“Believe in your dreams, they were given to you for a reason”

Please visit our website: surgespin.com and you can also find us on facebook, instagram and twitter. Follow along for more details and our introductory offers.

Now hiring spin instructors! If you are interested and think you have what it takes, go to surgespin.com and apply today!

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Offered by: Brittany LaVoy, MD – Brighton Pediatrics

Wintertime here in Colorado comes with cold and dry weather. This makes dry skin issues even more of a problem than at other times of the year. These concerns can vary from mild dry skin to severe eczema symptoms. Eczema tends to present in patches of skin which are dry and rough in appearance and pink to red in color which vary in size. These can be very itchy and bothersome to both children and adults.

As a parent, there are things you can do to help your child with dry skin during the winter. One of the most important things you can do is to use a good lotion every day for your child. Unscented lotions work better than scented lotions such as Johnson and Johnson baby lotion. This is because, especially in the case of eczema, fragrances can make eczema symptoms worse by irritating the skin. For some children, bathing every other day with unscented soaps, rather than daily, can also lead to significant improvements in dry skin issues.

If your child has eczema, they may need topical steroids from time to time to help their skin to heal. These topical steroids, such as hydrocortisone and triamcinolone, are safe to use even at young ages. If you feel that your child may benefit from the use of a steroid ointment for their eczema, discuss this with your pediatrician.
For more information about eczema please visit: www.brightonpeds.com

Click here to view Brighton Pediatrics on The Brighton Buzz Business Directory

Brighton Pediatrics

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Offered by: Thollot Jewelers

Thornton, CO – If you’ve seen Antiques Roadshow, you know just how valuable antique jewelry and memorabilia can be. The Great Estate Buying Show from the traveling appraisers at National Rarities is coming to Colorado, and Thollot Diamonds will be hosting their first show in Thornton this month. National Rarities is looking to buy your valuables in the forms of collectibles, jewelry, and more, offering free verbal appraisals and immediate payment with no appointment necessary with the exception of firearms. What’s more, from Tuesday, March 19th through Thursday, March 21st, Thollot will be offering an additional 20% if you take payment for your valuables in the form of store credit.

For those who have prized items sitting at home collecting dust, there is no better time to cash out and apply your earnings toward your jewelry purchases at Thollot. Fine jewelry. Firearms, coins and currency, fine art, loose or damaged stones, scrap gold and silver, and watches are just a handful of belongings National Rarities will verbally appraise and buy from Thollot customers throughout the event. Additional rarities such as autographs, war memorabilia, and old photos are also items of interest to the estate buyers.

In order to find out what your valuables are worth, visit Thollot Jewelers at 3790 E 104th Ave, Thornton, CO 80233 between March 19th and March 21st. If you plan on selling your firearms, please make an appointment by calling 888-787-1112 to schedule.

For more information or any questions, please contact: Thollot Jewelers at (303) 280-3374 or visit thollotjewelers.com

Click here to view Thollot Diamonds on The Brighton Buzz Business Directory

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Offered by Susan Kline

Susan Kline

Do you ever wonder how the mysterious “good luck charm” seems to find a home with everyone but you? Well, I guess it might be something as simple as having a good attitude no matter what’s going on around you. I’ve found that there’s usually a positive hiding in every negative that might not surface for awhile, and then there’s that moment where it all makes sense. For this month of March, we offer that you’re among those that are lucky to have a good attitude and power through each day looking for its bright spot.

It seems like we’re going to get a breath of Spring this coming week with a few warmer temperatures. Most everyone I know is looking forward to all the joy and growth Spring brings to us annually. Not only does nature bloom, but so do our spirits to try new things and take on projects that have been in the planning stages and are now ready to launch. This issue of The Brighton Buzz is filled with all types of resources for every aspect of your life as well as interesting articles on a variety of topics. Be sure to check out the upcoming activities on pages 56 and 57 and put them on your calendar for the next few months. We hope you feel like getting ready for Spring as you read through these pages and prepare to enjoy the season.

We want to give a special thank you to our very talented Art Director who suffered a skiing accident during the time we put this issue together. His ability to work through his injury was very much appreciated and inspiring. We hope you fully recover quickly, Kovas!

May Luck Be With You This March!

– Susan

March | The Brighton Buzz

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Offered by: Scott & Lora Nordby – Berkshire Hathaway HomeServices

House hunting can feel a bit like dating. You see sparks in one, but a deal breaker looms large. Or you can see a home with a lot of potential and feel hopeful that you can make it work. Everything from crazy wallpaper that is different in every. single. room. may not seem like such a big deal until you google how “easy” it is to take off wallpaper. The rooms are small, but manageable, but then there’s the master bathroom. Who thought that tile was a good idea? Lot size, carpet, kitchen, garage… everything plays a role.

But it’s a seller’s market and you have to move fast. The house you’re looking at today could be under contract tomorrow. So how do you know when the house you like is THE ONE? These 5 points will get you thinking about what’s right for you.

Location, Location, Location
The commute alone can kill your new house buzz. Consider a neighborhood you want to put down roots in, but also affords you the commute time you enjoy and opportunities if you decide to change jobs.

Budget
This cannot be stressed enough: buy the house you can afford, even if you get approved for more house. Economies ebb and flow, and even government jobs can be subject to fluctuations. Having a mortgage you can carry, if things get tight, is paramount to your long term love affair in your new home.

Get You Someone You Can Trust
It goes without saying that having a REALTOR® you can trust makes all the difference. Aside from in-depth knowledge of the market, insider info about neighborhoods, and networking opportunities to find houses before they’re even on the market, having a real estate professional in your corner means having someone you can trust to help steer you toward your best interests. And steer you away from that house that needs a lot of fixer uppers, even though the kitchen is “just perfect”.

Deal Breakers
We all have them. Make a list of your must-haves, nice-to-haves and absolutely-nots before you start house hunting. This will make it easier to walk away or to weigh the pros and cons when you make your decisions.

TLC or Move-In-Ready
Depending on the housing situation you’re leaving, you may not have a lot of buffer built in before you move into your new home. Consider that when making your purchase. It’s a lot easier to renovate or paint before you move your furniture in, but if you can deal with the army green wall (for now!) it’s worth making an offer.

As with dating, it’s important to have standards but be willing to look at your options from all angles. You may find yourself drawn to a house that wouldn’t normally catch your eye, but it feels right. If you have questions about buying a home, it’s important to have a resource you can trust. Call me at 720-422-9320, and I’d be happy to help you find a home to fall in love with!

Click here to view Berkshire Hathaway on The Brighton Buzz Business Directory

Berkshire Hathaway

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Offered by: John Wilson, B.S., BC-HIS-Blue Ribbon Hearing & Tinnitus Center

At Blue Ribbon Hearing & Tinnitus Center we believe that the world would be a better place if everyone with hearing loss could hear and communicate effectively. By treating hearing loss, knowledge and wisdom can be passed from generation to generation. Greater communication and understanding leads to better solutions for a variety of society’s problems. Many expensive health-related problems that can be physically and mentally devastating can be diminished or prevented by treating hearing loss. Better understanding of the challenges faced by individuals with hearing loss and their loved ones can help reduce many stresses that can arise from diminished communication.

You can show your family and community members with hearing loss your love by being patient. Changes to the auditory system and brain due to untreated hearing loss can make understanding more difficult in all situations. A few simple techniques can help when communicating with someone with hearing loss. Speaking slowly and more clearly can improve understanding. Rephrasing your question or response is generally more effective than repeating more loudly. Asking the hearer to repeat what they think was said can help clarify and reduce misunderstandings.

Individuals with hearing loss often resist getting help for numerous reasons. Choosing to get help shows loved ones what they have to say is important. Hearing more clearly reduces listening fatigue and can improve relationships. Social activities such as dates at restaurants and parties can be much more enjoyable with technology designed to focus on speech and block out noise.

We love to help people more effectively hear and communicate. Millions of people in the United States needlessly suffer with anxiety, depression, frustration, isolation, loneliness and stress due to untreated hearing loss. Treating hearing loss has become easier than ever before with amazing technological advancements and devices designed for nearly every type of hearing loss.

Click here to view Blue Ribbon Hearing on The Brighton Buzz Business Directory

Blue Ribbon Hearing

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Offered by: Willy Strohmeier – Colorado Karate Club

Zig Ziglar used to say: “You can get everything in life you want, if you can help enough other people get what they want.” Last month, I was reminded of that quote by the mother of one of my students, Ms. Petersen. While I usually like to write about things that I’ve experienced; this time, I have chosen to simply pass along her experience at our school and about her son, Lincoln. I was very touched by her words, and I hope that others in our community may find value in them. Ms. Petersen, originally shared her thoughts through Social Media, and gave us permission to reprint them here. Enjoy!


“We found karate for Lincoln to teach him balance and focus. We didn’t know we would find so much more. We found a family that we didn’t have in Colorado. Lincoln found great role models and wonderful friends. I found amazing friends and a community to help me raise my children.

To give you some insight, Colorado Karate Club is a family run business from the Sensei to his daughters (that also teach), to the amazing woman Kimberly (Mrs. Sensei) behind the scenes that completely runs this business! Kimberly is always so helpful even when I have stupid questions because I haven’t read the newsletter. Maria is always such a sweet blessing to all the kids with her soft but firm discipline and bright smile!

We truly couldn’t be more pleased with karate and found a lot more value in what we originally thought we were signing up for.

The Strohmeiers run their business with love and it really shows in the community they have built. This family puts their heart and soul into your children. They truly love and care about the kids and set a great example of integrity and respect.

Lincoln has learned so much from Willy, Elizabeth, Wendy, Maria, and all the other Senseis.

I am extremely grateful for this entire family and their beautiful hearts. Karate has been a place where Lincoln has made wonderful friends and I have too. Something that I really didn’t expect. All the moms here are like mother hens and not only watch their own children but help with yours too. It’s not karate, it’s community.

If any of my friends with kids are looking for a sport that will teach their children respect, love, and determination please check out Colorado Karate Club in Brighton you will not be disappointed.

Thank you all from the bottom of my heart to all of you karate families and CKC!”


Click here to view Colorado Karate Club on The Brighton Buzz Business Directory

Colorado Karate Club