Fall brings cooler weather, changing leaves—and an important reminder: Medicare’s Annual Enrollment Period is here. From October 15 through December 7, you have the chance to review your coverage and make changes for the year ahead.

Why does this matter? Medicare plans aren’t static. Premiums can shift, benefits can change, and prescription drug coverage is undergoing major updates for 2026. Some plans and coverage may even exit the market giving you options you will want to understand. If you don’t review your coverage this fall, you could find yourself paying more than necessary or missing out on benefits that better fit your needs come January.

An annual review is the best way to make sure your plan keeps pace with your health and your budget. Even if you’re happy with your current coverage, it’s worth confirming that nothing important has changed and verifying your coverage meets your needs.

At Headwaters Health & Wealth, we make the review process simple and straightforward. A quick conversation can give you confidence and peace of mind going into the new year.

Call today to schedule your review—or simply scan the QR code to provide your information privately and we will contact you for a review. Appointments fill quickly once enrollment begins, so don’t wait. Your future self will thank you for taking action now.

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We do not offer every plan available in your area. Currently we represent 10 organizations which offer 106 products in your area.Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program(SHIP) to get information on all of your options.