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Offered by: Jennifer Bell – Bell Benefits, LLC

Happy New Year! The new year comes with all sorts of NEW plans. How you’re going to eat, exercise, save money, spend your time, and so much more.

If you recently changed your Medicare insurance coverage, you might be wondering what kinds of extra benefits you have. For example, if you have a Medicare Advantage plan, you probably have a fitness program built in. Programs like Silver Sneakers, Renew Active or Silver & Fit are available. This helps you check the Exercise box on the goal setting sheet.

In the money saving category, don’t forget that your Medicare Advantage plan most likely comes with a benefit that gives you money toward Over-the-Counter (OTC) items. This OTC benefit is a quarterly benefit. Generally the dollars don’t roll from one quarter to the next so plan wisely. You can use these credits for personal care items like supplements, pain reliever, toothbrushes and toothpaste, bandaids, adult diapers, shower stools and more!!

And don’t forget the added Dental, Vision and Hearing Insurance built into most of your plans. Just remember to look at the network of providers to make sure your provider is in the plan.

Now, if you have Medicare + Medicaid, then you have some great additional perks in your Medicare Advantage plan. One great thing is money to spend each month on groceries or utilities. Money savings – check! Generally, you also have a larger dental and vision benefit. Money savings – check again!

Each plan is built very similarly but also different so be sure to check the details, and if you need help understanding, please let me know. I’d love to help. * 720.626.6524

Jennifer Bell | Bell Benefits