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Offered by: Jennifer Bell – Bell Benefits, LLC

Happy Holidays!! I hope you had a great Thanksgiving and are looking forward to a wonderful Christmas and New Years. I love this time of year. It’s my favorite!

Now that the Annual Election Period is over (or almost over ending Dec. 7), you should be in a plan that will suite your needs for 2023. So now what??

If you are in a Medicare Advantage plan, you are in a calendar year contract. There is one enrollment period that you may not be aware of though, the Open Enrollment Period (OEP). This is from Jan. 1 – Mar. 31 each year. This OEP applies to folks who are enrolled in a Medicare Advantage Plan on January 1. If you have joined a plan and then discover that your MD is not in network or your medications aren’t covered as predicted, you can make a one time plan change during the OEP.

This is not a period of time that can be Marketed to you by your agent, however it is there for you to use if needed.

This OEP is also for folks who missed their Initial Enrollment Period for Medicare and still need to add Part B. If you haven’t enrolled in Part B and you no longer have Employer Health coverage through active employment, then you can apply to add Part B the first quarter of the year. Social Security will delay the start of Part B until July 1.

This is the only time you can add Part B each year so be sure to take advantage of it. Remember, retiree coverage is not credible coverage for Part B so if you are on a Retiree Benefit and don’t have Part B, you will need to add it during the OEP.

Please let me know if you have any questions. I’m just a phone call away: 720-626-6524

Jennifer Bell | Bell Benefits