Offered by: Integrity Insurance – Lisa Asmussen
If you have a Medicare Advantage Plan you will typically, but not always, get a new card for use in the new year. With a Medicare Advantage Plan, you will use that same card at your doctor, and your pharmacy if your plan includes drug coverage. Most plans of this type also allow you to pursue your New Year Resolutions by using the same card to access fitness benefits at a local fitness facility. Most carriers are continuing or expanding Over the Counter benefits.
For those people that opted for a Medicare Supplement (Medi-gap) insurance, a type of coverage that requires a separate premium for insurance that pays the ‘Gaps’ between original Medicare and the total owed, typically you will not receive a new card. Hopefully, you reviewed and updated your Part D coverage and have a new card if you changed plans. Provide your new information to your pharmacy at your first visit in 2023.
With Part D coverage offered by private insurers, you will be able to get 1 refill of your prescriptions the first time using your prior year coverage if your new card hasn’t arrived, or the medication is awaiting a preauthorization on your new plan.
If you are unsure of what your plan covers and what rights you have allowing changes, please contact my office, as a local broker I’m glad to answer questions.
Lisa Asmussen is a licensed certified Medicare Insurance Broker, local in Brighton.
Lisa Asmussen 303-887-8584 • Lainsureco@gmail.com