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Offered by Scott and Laura Nordby, Berkshire Hathaway HomeServices

As we all know, home is where the heart is – whether it’s a cozy little casa or a sprawling mansion. Here are five ways to show your home some affection:

  1. Add some color. Use flowers to brighten a main room or split them up among tiny vases placed throughout your home. You can go for the classic red roses, or any bouquet (pro-tip: simple bouquets tend to last a little longer). A throw pillow or a stylish vase can add some color too! If your pocketbook can accommodate something a little bigger, consider replacing a piece of furniture or splurging on a dramatic new piece of art.
  2. Do a makeover. Rearrange your living space. Take your photos down and put them back up in a different way. Even your furniture can be adjusted to freshen up your perspective. You could end up feeling as if you have a brand-new home.
  3. Brighten it up. A tried-and-true way to spruce up your home is to switch out the color palette. Paint a bathroom if you’d like to start small, or go for a whole room or even the kitchen cabinets if you’re feeling brave. They make do-it-yourself resurfacing kits for kitchen cabinets and counters if you’re looking for a weekend project.
  4. Get to know your humble abode. It’s worth knowing the value of your home. Call your REALTOR® and ask for a home valuation. This free, no-obligation report will give you a excellent snapshot of the health of your financial investment.
  5. Start on your spring cleaning. Do a room-by-room purge. File paperwork, and shred paperwork you don’t need any longer. Clear out things that weigh down the space, you don’t use, or are broken/worn. Donate what you can, and toss what isn’t valuable. Without pulling out even one single disinfecting wipe, you can empty the clutter and give yourself more space to breathe.

Showing your home some love is as good as showing yourself some love. If you’re not sure what your Home is worth, call us! We can offer you a home valuation that’ll show the financial health of your home, without any obligation. Call us today at 720-371-6733 and get your questions answered!

Click here to view Berkshire Hathaway on The Brighton Buzz Business Directory

Berkshire Hathaway

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Offered by Erin Young, Young Montessori

Happy Valentine’s Day and happy early spring planting! We are beginning to grow some vegetables and herbs indoors for our school garden and we are so excited to watch them grow. We will continue to plant, grow and nurture out garden through the summer months as part of summer camp and Young Montessori would like to invite you to join us for an enjoyable summer program! We accept children ages 3 to 10 during the summer months so please call or visit our website to request information today!

For February, we are studying the parts of the human heart using labeled diagrams and creating booklets to match. Also, we are studying a plant’s life cycle which leads us into a study of “living versus non-living”. And last but not least; “The Asian New Year”, and focusing on the continent of Asia!

Young Montessori offers two day, three day, and five day programs, both part time and full time under the guidance of experienced teachers in an authentic Montessori preschool environment. We also offer a before care program and an aftercare program during the academic school year. And, you are free to choose your child’s days of attendance as long as they are available, therefore; it is first come, first serve so enroll today! And now accepting applications for the summer program!

Centrally located in a quaint and charming schoolhouse, we provide a family feel and comfort level that is difficult to replicate elsewhere. Check us out at: www.youngmontessori.com or facebook: www.facebook.com/MamaMontessori76/

Spring Planting | Young Montessori

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Offered by Kim Gieseke, Promenade Horsemanship Academy

It is interesting how people take notice when you are the “world champion” in something. This past year, myself, and several students participated in the International Horse Agility video competition. When I first competed in this equine discipline, people who had no idea what it was would comment, “that is nice” and go on their way. Now, when a comment is made about my horse and I being world champion, horse professionals and owners ask what it is all about.

Every month there is a new course consisting of ten obstacles. Each obstacle is worth up to five points for doing the obstacle correctly and five points for horsemanship. There are two divisions where you maneuver your horse through the course on foot; online and liberty. Online, is with a halter and lead and the liberty you use only your voice and body language. There is also Equagility where you go through a five obstacle course on foot and then ride the same five obstacle.

The bragging rights of having three people from Promenade finish in the top five in the world is great but what is really incredible is the positive transformation of the human/horse relationship. Agility has had an incredible influence on the relationship my clients have formed with their horses. Owners who may be scared, inconsistent, or found excuses not to work their horse, became confident and found a way to better communicate with their horses. Agility helped create a safer and calmer horse.

If you are a horse owner feeling stuck with what to do with your horse, or want to build better communication, your question shouldn’t be “should I try horse agility” it should be “when am I going to start horse agility”. It is worth your time to invest in this discipline. Promenade holds two classes a week as well as privates to provide a fun and concrete way to build a solid relationship with your horse. Kim is a certified Agility trainer and will be a clinician at the Rocky Mountain Horse Expo March 9th to 11th.

Click here to view Promenade Horsemanship Academy on The Brighton Buzz Business Directory

Promenade Horsemanship Academy

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Offered by: Brittany LaVoy, MD., Brighton Pediatrics

During this time of year coughs, colds and fever seem to be everywhere. Fevers are extremely common in children. They are a normal part of the body’s immune system responding to a viral or bacterial infection in most cases. It is also very common to have fevers following vaccines. Because of this, the body is in control of how high the temperatures rise and will keep it from rising to a level where it would cause any long term problems. But when should you worry about your child’s fever?

If your child is less than 2 months old any temperature above 100.4 rectally would be an urgent situation and you should take your child to see a doctor immediately. If older than 2 months and acting and drinking fairly well, it is ok to give Tylenol (or Motrin if older than 6 months old) and watch them at home. For most children fevers will go away after 3-4 days of illness. If your child appears very sick, is not drinking well and peeing less than normal, has fevers that go away for a few days and come back, or if they have fevers longer than 3-4 days have your child seen by their doctor. Of course, if at any time while your child has a fever, you feel uncomfortable, or have questions, call your child’s doctor for advice. Also, please visit our website at www.Brightonpeds.com for further information about fevers.

Fever | Brighton Pediatrics

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Brighton Pediatrics

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Offered by Willy Strohmeier – Colorado Karate Club

Maddox is a vivacious six year old Karate student who trains consistently every week and enjoys the training and its benefits. This day, Maddox, along with several other students, is testing for his Yellow Belt. He has trained and prepared well. His mom and dad are here to watch him and are in great expectation.

Maddox begins his testing well, he is strong, and focused; it seems that it will be an easy task. But half way through, something happened, his mind wanders, he loses concentration. All of the sudden, he is making mistakes, the nerves begin taking over him and he is unable to regain his focus. Everything seems to fall apart at that point.

The test is over, and while his peers receive their new rank certificate and belts, Maddox is told that he has failed the test and will need to do it again at a later date. Obviously, he is despondent, downcast. He steps out from the Dojo and hugs his mom, as a few tears escape on the side of his face which he tries to hide in her arms.

I have seen this scene many times, and it is very difficult to fail someone whom I want so much to succeed. However, I know by experience that failure is a part of life, that sometimes, despite our best efforts, we come up short of our goal. As a parent it is also difficult to see our children fail at anything, and having to deal with all the emotions that come with it.

Power of Failure and Cost of Success-01Some parents seem to wish to save their children any disappointment or hardship. Maddox’s parents could have come to me, as the instructor, and reproach me for failing him, for not getting him ready well enough, or for having him test when he was not ready. They could have pulled him out of training and have him do something else where he can “always succeed,” or not be subjected to such a “negative” experience.

Fortunately, however, this is seldom the case, I am extremely proud to see parents that while consoling, are also encouraging to their children to try harder, to prepare better physically and mentally. To learn from their shortcomings and the pains caused by them; to pick themselves up and do a better job next time.

Yes, Maddox, like many of my students in that situation did not crumble, he was now even more determined, he trained harder and didn’t give up. His mom told me: “He’s been practicing everyday in the living room”. At the next examination, Maddox was amazing, and there was no doubt that he earned his yellow belt. As I watched him, I could not help but smile with pride, not only because of his accomplishment, but most of all because of his resilience.

I truly believe that we must challenge our children to be at their best, allowing them to try hard, to fail, and to succeed. To show them the way and let them walk, not always to carrying them on our shoulders. Yes, they may trip and fall at times, but only by picking themselves up, will they be fully able to enjoy the value of hardwork and the price of success.

At this early age, Maddox’s example, has much to teach many of us about focus, determination, and a will to succeed, and I am honored to be a part of the journey.

Click here to view Colorado Karate Club on The Brighton Buzz Business Directory

Colorado Karate Club

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Offered by Kristine Waters Ray, MD, Premier Pediatrics

With winter and cooler temperatures still in full swing, many of us are using space heaters, fireplaces and wood stoves for warmth. While these can make our house cozy, they do come with increased risk of exposure to Carbon Monoxide, which is a harmful gas that can affect health and even cause death.

What is Carbon Monoxide?
Carbon monoxide (CO) is a gas that binds to part of our blood and affects the way we are able to carry oxygen in our blood.

Where is it found?
CO is a by-product of heaters and appliances, including anything that burns gasoline, natural gas, wood, oil, kerosene and propane. It has no color, odor or taste and can be very difficult to detect.

Who is at risk?
Anyone who resides in a home that uses appliances, heaters or devices that burn the above fuels is at risk of exposure. Kids are at increased risk because they breathe more frequently and can inhale more CO gas per pound of body weight than an adult.

How do I prevent exposure?
Every home should have a battery operated CO detector that is functional and tested often. This can promote early detection of a CO leak and prevent unintentional CO exposures. Additionally, check fireplaces and stoves annually to be sure they vent properly, be sure to use space heaters in well ventilated areas and never use grills/hibachis indoors.

Click here to view Premier Pediatrics on The Brighton Buzz Business Directory

Premier Pediatrics

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Offered by Jan Giuliano, Academy Mortgage – The Giuliano Team

Mortgage Lenders are not experts on credit but here are some tips that can help anyone committed to good financial health:

  1. Pay all your bills on time. One 30 day late payment can have significant negative impact on your scores.
  2. Don’t co-sign loans. Their late payments are yours!
  3. Don’t close revolving accounts. Keep them at a zero balance until ready to use. Make sure you use them occasionally. When an account goes dormant, it won’t raise your score. In fact, your score may go down!
  4. Don’t open unnecessary accounts. (Inquiries may or may not affect your score depending on the rest of your credit history).
  5. When using a revolving account don’t go over the half-way mark of the credit limit. The moment you do you will lose points for each account over and for each month reported. If you need to go over the half-way mark, make a payment to keep the balance below. You’ll still need to make your regular payment as this doesn’t count towards the monthly payment.
  6. Report fraud. If you find yourself a victim, contact the police and file a report, contact credit bureaus, credit card companies, banks, and the FTC at www.ftc.com
  7. Monitor your credit. Check your credit at www.creditkarma.com
  8. If you are planning to refinance or buy a home, do not make any purchases, run-up balances on your credit cards, or open new accounts prior or during the transaction.
  9. If your credit needs major help, find an expert. Keep in mind it will probably take some work or effort on your part, take some time and some money to fix it.
  10. Call your lender before you start looking at houses to make sure your credit is where it should be for qualifying.

Got questions about mortgages, financing or refinancing a home? Call Frank at 303-450-1650, Jan 720-634-2407 or Mitch at 720-634-2410 today!

Click here to view The Giuliano Team at Academy Mortgage Corporation on The Brighton Buzz Business Directory

The Giuliano Team at Academy Mortgage Corporation

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Offered by Jan Hepp-Struck, Hepp Realty

Whether you are buying or selling a home, it’s important to understand the basics of seller disclosure laws. Colorado statutes require disclosure of the following:

  • That the property may be in a special taxing district, and where the buyer can go to find out whether the property is, in fact, within such a district
    (Colorado Revised Statutes Annotated “C.R.S.A.” § 38-35.7-101).
  • If true, that the property is part of a common interest community, which the buyer will be obligated to become a member of and pay assessments to (C.R.S.A § 38-35.7-102).
  • If true, that the property has been used as a methamphetamine laboratory, unless it has been fully remediated (C.R.S.A. § 38-35.7-103(3).
  • The home’s source of potable (drinkable) water (C.R.S.A. § 38-35.7-104).
  • Any proposed transportation projects (such as a light rail project) that may affect the property (C.R.S.A. § 38-35.7-105).
  • As of January 1, 2016, the surface and mineral estate rights, as well as any oil and gas activity (C.R.S.A. § 38-35.7-108).

To facilitate the selling process, the Colorado Real Estate Commission recommends completion of an approved standard residential property disclosure form that includes information about appliances, electrical system, heating and cooling, water system, roof, environmental conditions, structural conditions, and other items like zoning violations. As a seller you and your broker can be held liable for costs and fees associated with nondisclosure if you fail to disclose the required information to the best of your “current actual knowledge” as of the date of form completion.

It’s important to note, however, that while the regulations cover material defects that could affect a buyer’s decision to purchase the property, circumstances that could psychologically impact or stigmatize the property (i.e. property was the site of a homicide, suicide, felony, etc.), do not have to be disclosed.

For proven expertise in buying or selling a home, call Jan at 303. 520.4340

Click here to view Hepp Realty on The Brighton Buzz Business Directory

Hepp Realty | Brighton Real Estate

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Offered by Cheri Simmons Simmons Shooting Academy

I’m writing at 4:00 am, from the 2018 SHOT Show in Vegas, and just like a kid, I’m too excited to sleep. Ok, it’s easy to be excited about holding all the new guns coming to market soon, right? But there are three new products I can’t stop thinking about and one is truly innovative.

If successful, a couple of guys will set the traditional sight alignment, as we know it, on its ear. I can hardly wait to replace the sights on my training pistols and let you try them in class.

I’m willing to bet you’ll be saying “I can’t believe someone didn’t think of this sooner!”

You’ll see me using another new product this year, by Otis, that’ll save a ton of time cleaning my firearms. And I can clean them, quick & easy, while hot at the range before packing them up.

Finally, there’s an ammo manufacturer I stumbled across. The material they use for their shell casings make for a lighter carry and their design creates a cleaner burning round. Another bonus for reloaders is zero expansion. Like most new products, the price will need to come down before widespread acceptance but I’ll be shooting it this year at the range and in class.

I’m looking forward to sharing all the new stuff I learned with you in class and at the range. See you soon!

Simmons Shooting Academy

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Simmons Shooting Academy

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Offered by Dolan & Associates, P.C.

In December, Congress passed the Tax Cuts and Jobs Act which made significant tax law changes. The changes to the death tax in the Act will not affect most Americans. The Act increases the exemption from paying estate tax to $11.2 million per individual. Any amount over the exemption will continue to be taxed at 40%. However, this provision of the Act will automatically expire in 2026 and can be changed at any time by a future Congress. If you have a larger estate that is below the exemption amount, you should still consider planning now while you are not subject to the tax, in anticipation of a higher tax environment in the future. The death tax has been repealed and reinstated four times in our nation’s history. The significant exemption amounts that began in 2013 changed the landscape regarding how people plan their estates.

Estate plans prepared prior to 2013 often focused on avoiding death taxation. To protect families from death taxes, the plans sacrificed the income tax advantages that individuals gain on death. If you have not updated your estate plan to adjust for the changing tax environment, your old plan may unnecessarily and substantially increase the income tax liability your family will face after your death.

Many families have failed to recognize how these ongoing changes in the legal environment can affect their estate plans. You should be proactive regarding getting your plan updated. Most attorneys do not inform their clients of needed changes after the sale of the original documents. You are responsible for recognizing when changes are needed.

In a constantly changing legal environment, maintaining your estate plan is a critical element to its success. This is the only way to protect your plan’s effectiveness from being eroded by legal, and personal, changes. The documents don’t magically change in your safe deposit box. To produce the best possible result, they need to be updated regularly.

If you would like to learn more about an alternative estate planning process that is producing great results for families, visit: www.EstatePlansThatWork.com to sign up for a free educational workshop.

Click here to view Dolan & Associates on The Brighton Buzz Business Directory

Dolan & Associates | Estate Plans