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Offered by Bromley Park Dental

Dr. Chris KlekampBromley Park Dental is very pleased to announce that Dr. Chris Klekamp has joined our practice. Dr. Klekamp is a Colorado native and completed both his undergraduate and dental degrees at the University of Colorado. Just like Dr. Kellogg and Dr. Paisley, Dr. Klekamp completed an advanced residency in the practice of general dentistry giving him the capability to perform a wide variety of dental procedures right here at Bromley Park Dental.

While possessing the expertise and desire to treat patients of all ages, Dr. Klekamp particularly enjoys treating children. He has completed multiple externships focusing on pediatric dental care. His gentle and caring personality make kids very comfortable in a situation we all know can be intimidating.

Dr. Klekamp volunteers at Camp Wapiyapi for children with special needs affected by childhood cancer. He participated in multiple programs focusing on the dental needs of rural Americans. Further, his training included an emphasis on global health culminating in a visit to Guatemala where he provided dental services to those with little or no access to a dentist.

Dr. Klekamp enjoys spending time with his family and friends, he is active in his church community and makes the most of the many activities the Colorado outdoors has to offer.

Click here to view Greg for the Defense on The Brighton Buzz Business Directory

Bromley Park Dental

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Offered by Brighton Attorney Gregory R. McMahon

Law enforcement is launching a crackdown on drivers who fail to move over at least one lane when law enforcement vehicles, fire trucks or ambulances are stopped with their lights on. This crackdown is a result of first responders on major roads and highways being struck by passing vehicles causing serious injuries or even death.

The penalty for failing to move over is four points against your driver’s license plus fines and court costs. As an example, if you are driving in the far right lane and see emergency vehicles parked on the shoulder with their lights on, you must move over at least one lane to the left to allow them room to work and to protect their safety. If emergency vehicles are on the left side of the road, then the opposite applies. You must over to the right lane.

In the event that traffic is so heavy that you cannot move over at least one lane you must at the very least slow down significantly.

The reason for this law is that many shoulders are so narrow that first responders can barely open their doors and exit their vehicles without being in the right lane of oncoming traffic.
This law is in everybody’s interest. By failing to move over, you may be delaying emergency vehicles from reaching somebody who has been critically injured in an accident or has suffered a medical emergency while driving. What if that person who needs immediate medical help were you or a member of your family?

The information in this column is not legal advice and does not create an attorney-client relationship.

Click here to view Greg for the Defense on The Brighton Buzz Business Directory

Greg for the Defense

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Offered by Jan Giuliano, Academy Mortgage – The Giuliano Team

Kids are back in school, Labor Day will be here just about the time you receive the Buzz. Summer will come to an end as the look and feel of fall is fast approaching.

Daylight Savings isn’t until November, but September is a good time to start considering what is left to accomplish this year. It’s a great time to take that last vacation or complete the bathroom remodel. Now is the time to reap the remnants of your yard, and plan how you will prepare for winter. Start de-cluttering and getting rid of unwanted items in your garage, storage containers and sheds.
If you are still considering a move, this preparation will help you prepare. It will help you show your home off to its best advantage for sale and help you cut down on what you have to pack. It’s a great time to have a garage sale, donate to a charity, and throw away what can’t be salvaged.

If work, family and outside obligations are keeping you from doing these tasks, there are people who do this for a living and can help make your life easier, save you time, and get you organized. It can be difficult to get started or parting with all the memories so having someone to do it for you can be helpful and liberating (we know a resource who can help with that). Call us for all your mortgage needs: Frank at 303-450-1650 and Jan and Mitch at 720-634-2407.

The Giuliano Team

Click here to view The Giuliano Team at Academy Mortgage Corporation on The Brighton Buzz Business Directory

The Giuliano Team at Academy Mortgage Corporation

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Don’t Let The Details Get The Best Of You!

Offered by Jan Hepp-Struck

As I stated in July, there are a myriad of things to do before you are ready to sell your home. You’ve probably heard the expression “the devil is in the details,” and it’s kind of true – missed details, especially around deferred maintenance, can most definitely have a hand in derailing a deal.

You only get one opportunity to make a first impression with potential buyers. Along with the obvious importance of curb appeal, little cosmetic repairs like making sure the doorbell works and the windows are clean help give the impression that you are on top of things and the house has been well cared for. Conversely, a non-working doorbell, or other little things of that nature can cause a potential buyer to wonder what else might not work, or hasn’t been cared for.

In that same vein, clean everything! In most instances, storage is a huge selling point for homes. So it stands to reason that potential buyers are going to open drawers, cabinets, closet doors, and in the case of appliances included with the purchase, the refrigerator, dishwasher, and oven, to inspect the space. Unless you really enjoy cleaning, this might be a good time to hire some professionals to come in and do a real deep cleaning, including all the nooks and crannies where crumbs, dust bunnies, and critters (or their aftermath) might be hiding!

For proven expertise in establishing your home value and/or searching for a new or existing home, please call Jan at: (303) 520-4340.


Click here to view Hepp Realty on The Brighton Buzz Business Directory

Hepp Realty | Brighton Real Estate

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Offered by Jim Vincent, Vice Chairman of the Colorado Elk’s Leather Program

The Brighton Elks have begun their annual big game hide collection to benefit Our Nation’s Veterans. Local hunters have the opportunity to lend a helping hand to Veterans in need. The Elks are collecting deer, elk and other animal hides which will be tanned and made into fingerless wheelchair gloves that will be given to Our Nation’s wheelchair bound Veterans. In addition, the Elks run a program where tanned leather is made into craft kits which are distributed through the VA Hospital and clinic system. This drive is part of a nation-wide leather program that the Elks have been operating since 1948. “So Long as There Are Veterans, the Benevolent and Protective Order of Elks Will Never Forget Them.

Once the hides are donated, volunteers clean, salt, fold and stack them. They are then transported to tanneries for processing. A portion of the leather is made available in craft kits provided to Veterans through the VA clinic and Hospital system. Over 50% of the leather is made into fingerless wheelchair gloves for disabled Vets and distributed through the VA system by representatives of the Elks. The program is 100% funded by the Elks, all at no cost to Veterans or the government. Hides can be dropped off at: Brighton Elk’s Lodge, 101 N. Main St., Brighton, CO. Please place the hides in the hide container located next to the metal building in the Elk’s parking lot behind the building.

For more information, contact Jim Vincent, Chairman of the Colorado Elk’s Leather Program at jim.vincent@live.com

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Offered by Dolan & Associates, P.C.

Here is the final segment of the top 10 common mistakes people make when they die:

Misunderstand Beneficiary Designations. Beneficiary designations are often used in planning but can have unintended consequences if misunderstood. Beneficiary designations override the instructions left in your will or trust. They also do not allow flexibility for unforeseen changes like a child who predeceases you, which can unintentionally disinherit grandchildren.

Fail to Plan for Disability. Another common mistake is failing to plan for a mental disability. Not planning for a possible mental disability can create significant problems for those who will be responsible for taking care of you. Caring for a person with a disability is hard enough, but having to overcome the legal challenges caused by a lack of planning can simply be overwhelming and increase complexity upon your death.

Fail to Discuss Matters with Their Family. Communication is critical to a successful transition upon your disability or death. Failing to share information and discuss matters or plans with your family puts everyone at a disadvantage. Studies have shown there is a 50% chance that you will need care before you die, so have the conversation with your family before it is too late. Sharing openly with your family may be the single largest component in producing a smooth transition upon your disability or death.

Don’t let your family be the horror story everyone talks about when they get together for coffee. Take the steps necessary to avoid these common mistakes so that things will go smoothly when you die. Visit online: www.EstatePlansThatWork.com for additional resources.

Dolan

Click here to view Dolan & Associates on The Brighton Buzz Business Directory

Dolan & Associates | Estate Plans

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Brighton Grows Offered by: City of Brighton Public Information Office

Given the right conditions, great things can grow. Things like shops, restaurants – even ideas! Here in Brighton, we’ve cultivated an environment that allows business and families to not only grow, but to flourish.

To help promote the growing environment we’ve created, the city has partnered with the Brighton Chamber of Commerce and Brighton Economic Development Corporation to launch the #ItAllGrowsInBrighton brand campaign.

Through the It All Grows in Brighton campaign, we hope to showcase the city’s strengths, quality of life, educational systems, cultural arts, and residential, historical, and recreational assets in a cohesive and unified way.

To launch the campaign, you may have noticed something different about downtown Brighton. At the end of August, the light pole banners received a makeover now displaying the It All Grows in Brighton branded banners.

In upcoming months, you may see various ads around town, and in our awesome local publications (like this one!) and regular social media outreaches expounding upon the campaign, and how the community emulates the numerous definitions of what grows in Brighton. Make sure to join the conversation by using #ItAllGrowsInBrighton!

We invite you to stop by for a visit and see what how you may be able to grow with us! To learn more, visit www.itallgrowsinbrighton.com

Note: Thank you to the Brighton Lodging Tax Grant Committee that helped us to afford professionals such as O’Brien Advertising for creating this campaign.

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Offered by Dr. Jim Campbell

If you’ve been reading my thoughts about your good health here in The Buzz for the last 10 years, you know I believe in getting you out of pain and discomfort, quickly, without causing you further pain, without causing your body any harm.

In order to change any suffering or discomfort you may be in you have to take that internal dialogue you’ve been having with yourself— you know, that “maybe it will get better” , “maybe it will go away” or “nothing will really work” self-talk you’ve been programming yourself with—and you have to have an external conversation. You need to talk about your pain or discomfort with someone who will actually LISTEN to you. AND that someone has to have the tools, experience and track record to be able to translate what you are saying about your pain and discomfort into ACTION STEPS that produce POSITIVE RESULTS for you!

After 34 years as a Doctor of Chiropractic and 13 years in LASER HEALTHCARE, and treating thousands of people of all ages and many hundreds of your animals as well (yes, I am a Certified Animal Chiropractor), I can honestly say that with over 2000+ hours of post-graduate study in pain relief, I can help you change your life. AND I LISTEN as well as care for you.

My wife of 28 years, Molly, and I formed Beyond Basic Health to provide leading edge holistic healthcare for our patients and clients. Each person who comes to us is unique. We do not believe in “cookie cutter” approaches to addressing what’s bothering you. But we can’t help you with your pain, your discomfort, your weight loss goals or your desire to lose fat and inches safely and effectively if we don’t have meaningful conversations with you.

We know you are out there! You need to make the call to us in order for us to LISTEN and DO SOMETHING for you!

Call me, Dr. Jim Campbell at 303-775-0272. I answer my own phone and I want to talk with you to help you get out of pain. Molly and I both want to talk with you if you are looking to lose fat and inches the non-invasive way with our Zerona Z-6 Fat Emulsifying Laser!

Click here to view Beyond Basic Health on The Brighton Buzz Business Directory

Beyond Basic Health

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Offered by Melissa Rippy, Allstate Rippy Insurance

We’d like to once again extend a special thanks to everyone that attended our client appreciation luau at Donelson Park. We enjoyed a beautiful day with all of you surrounded by amazing music from the talented band “Dear Marsha”, our co-sponsors and vendors, and YOU! We were amazed at the amount of food we collected at our Luau! Your generosity on this day allowed us to deliver 17 large bags full of food to local food pantries. THANK YOU.

A special thank you again to the Shields Petersen Group with Coldwell Banker, Mile Hi Balloons, Red Bull, Colorado Karate Club, Stage Right Home Staging, Representatives from the City of Brighton, Pampered Chef, the US Army Brighton Army Recruiting Center, Macaroni Kid of Brighton and Henderson, Mountain States Lending, Norwex, Juggernaut Fabrication, Skull & Stones, Happy Health Human and Longmont Dairy. Each of these sponsors had a tent for our attendees to check out products and services and ask questions about our community. We sincerely appreciate their effort to help bring this luau to you!

Through the month of September, we are partnering with the 27J School District as a drop location for school supplies. All donations will receive a spin on our prize wheel for a chance at a free pizza, Philly Cheese Steak, Smoothie or Cold Stone Ice Cream! The Rippy Agency is also returning as a sponsor for the Heart for Hearts 5k at Adams County Regional Park on September 2nd, as well as the 6th Annual Turtle Trek 15k/5k on September 16th at Barr Lake. We hope to see you there!

Melissa Rippy

Click here to view Melissa Rippy, Rippy Insurance on The Brighton Buzz Business Directory

Melissa Rippy, Rippy Insurance

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Economists thought inflation would pick up. Guess again.

Offered by T. Lloyd Worth

The Consumer Price Index has advanced less than 2% in a year. Mortgage rates are still near historic lows. Low inflation remains even in this economic recovery, which may make the Federal Reserve reconsider its near-term timeline for normalizing monetary policy.¹

Interest rates on certificates of deposit? They are rising, but hardly as fast as savers would like.

Currently, CD investors are paying an opportunity cost. Consider the recent performance of the S&P 500. During the first half of 2017, the equity benchmark advanced 8.2%, and may end 2017 with a sizable double-digit gain.²

The average annual percentage yield on a 2-year CD was slightly above 1.5% in mid-July; 12-month inflation was running at 1.6% in June. Interest rates on 3-year CDs are currently topping out around 2.00%, and the best rates on 5-year CDs are still under 2.5%. Conservative investors who feel uneasy about placing their money in stocks have little to celebrate given these low rates of return.¹ ³

CD investing is about more than the return. It can deliver liquidity, protect principal, add diversification to a portfolio, and it can be a welcome refuge for assets if stocks enter a bear market.⁴ In case of bank failure, the Federal Deposit Insurance Corporation can insure as much as $250,000 of the value of a CD (the $250,000 insurance limit is per depositor, not per investment or account type).
What is a CD investor looking for today? Downside protection? Principal protection? Liquidity? A CD investment is structured to offer all that in any stock market climate. Using a CD to invest for growth, however, looks like a highly questionable choice today. Talk to your financial advisor to determine the strategy that best fits your needs.

T. Lloyd Worth may be reached at:
(303) 558-0214
or by e-mail at:
Lloyd.Worth@LPL.com
WorthFinancialPartners.com



The Standard & Poor’s 500 Index is a capitalization-weighted index of 500 stocks designed to measure performance of the broad domestic economy through changes in the aggregate market value of 500 stocks representing all major industries. The Standard & Poor’s 500 Index is an unmanaged index which cannot be invested into directly. Unmanaged index returns do not reflect fees, expenses, or sales charges. Index performance is not indicative of the performance of any investment.
This material was prepared by MarketingPro, Inc., and does not necessarily represent the views of the presenting party, nor their affiliates. This information has been derived from sources believed to be accurate. Please note – investing involves risk, and past performance is no guarantee of future results. The publisher is not engaged in rendering legal, accounting or other professional services. If assistance is needed, the reader is advised to engage the services of a competent professional. This information should not be construed as investment, tax or legal advice and may not be relied on for the purpose of avoiding any Federal tax penalty. This is neither a solicitation nor recommendation to purchase or sell any investment or insurance product or service, and should not be relied upon as such. All indices are unmanaged and are not illustrative of any particular investment.Securities and Advisory services offered through LPL Financial, a Registered Investment Advisor, Member FINRA/SIPC (www.finra.org / www.sipc.org)Citations.
¹cnbc.com/2017/07/14/lack-of-inflation-raises-new-doubts-about-fed-ability-to-hike-interest-rates-this-year.html [7/14/17]
²barchart.com/stocks/indices#/viewName=performance [6/30/17]
³bankrate.com/cd.aspx [7/17/17]
⁴fdic.gov/deposit/covered/notinsured.html [5/8/17]


Click here to view Worth Financial Partners on The Brighton Buzz Business Directory

Worth Financial Partners